by our College Data Analytics TeamA large number of students are not billed the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at ATA Career Education can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financing solutions does ATA-CIF deliver, and just what are you going to be eligible for? Keep scrolling for answers. Read on to see how much school funding could be available to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Continue reading to find information to help you understand just how much assistance you can expect to receive from ATA Career Education.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Among first-time, full-time freshmen at ATA Career Education, 100% of first-time, full-time freshmen received some form of financial aid (about 101 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $4,283 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 97% | $3,975 |
| State/local grants | 9% | $3,352 |
| Federal student loans | 97% | $6,706 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Across the undergraduate body at ATA-CIF, about 92% of undergrads got grants or scholarships worth on average $4,327 (across approximately 207 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 92% | $4,327 |
| Federal Pell grants | 92% | $3,927 |
| Federal student loans | 93% | $6,572 |
Title-IV recipients living on campus saw average grant aid of $3,975.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $26,116 |
| $30,001 – $75,000 | $26,386 |
| Over $75,000 | $30,619 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $28,250 |
| Off-campus title-IV students | $26,290 |
To get a personalized net price estimate, try ATA-CIF’s NPC: www.atafl.edu/npcalc.htm.
Graduating students at ATA-CIF carry a median federal student debt of $15,834 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $15,834 |
| Median federal debt (graduates only) | $21,030 |
| Typical 10-year monthly payment (graduates) | $222.95/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. The percentiles below describe the cumulative federal debt distribution for borrowers at ATA-CIF.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,167 |
| 25th percentile | $6,334 |
| 75th percentile | $22,637 |
| 90th percentile (highest-debt students) | $27,713 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $15,667 |
| Middle income | $15,834 |
| High income | $18,074 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,800 |
| Continuing-generation students | $16,334 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $16,792 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. ATA-CIF.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at ATA-CIF:
| Metric | Value |
|---|---|
| Stafford loan recipients | 8886 |
| Total Stafford loan amount | $150,078,091 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 3 |
| Total GI Bill amount | $15,232 |
| Average GI Bill amount per recipient | $5,077 |
References
More about our data sources and methodologies.