by our College Data Analytics TeamA lot of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Atlantic Cape Community College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
Just what financial aid solutions can Atlantic Cape Community College provide, and just what are you going to be eligible for? Keep reading for answers. Keep going to see just how much financial aid could be open to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Continue reading to find information to help you understand just how much assistance you can expect to receive from Atlantic Cape Community College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
At Atlantic Cape Community College, 77% of the incoming full-time class was awarded financial aid approximately 490 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 75% | $6,757 |
| Institutional grants & scholarships | 12% | $1,739 |
| Federal Pell grants | 60% | $5,507 |
| State/local grants | 51% | $2,857 |
| Federal student loans | 6% | $4,696 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Across the undergraduate body at Atlantic Cape Community College, roughly 64% of undergraduates were awarded grant or scholarship aid averaging $5,496 (across approximately 2714 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 64% | $5,496 |
| Federal Pell grants | 50% | $4,369 |
| Federal student loans | 8% | $5,377 |
On-campus students receiving title-IV aid were awarded grants averaging $7,205.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,702 |
| $30,001 – $75,000 | $8,151 |
| Over $75,000 | $13,438 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $8,392 |
| Off-campus title-IV students | $8,502 |
For a personalized estimate based on your family’s financial situation, use Atlantic Cape Community College’s NPC: atlanticcape.edu/finaid/net-price-calculator.php.
The middle student in the debt distribution at Atlantic Cape Community College owes $7,382 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,382 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
A single median figure conceals how much debt outcomes differ student to student. The four reference points below map the debt distribution at Atlantic Cape Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,500 |
| 25th percentile | $2,750 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $20,000 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,269 |
| Middle income | $6,469 |
| High income | $6,500 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,762 |
| Continuing-generation students | $6,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,100 |
| Independent students | $9,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at Atlantic Cape Community College.
Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at Atlantic Cape Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 8281 |
| Total Stafford loan amount | $87,771,703 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 58 |
| Total GI Bill amount | $553,169 |
| Average GI Bill amount per recipient | $9,537 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 6 |
| Total DoD amount | $11,762 |
| Average DoD amount per recipient | $1,960 |
References
More about our data sources and methodologies.