by our College Data Analytics TeamMany students are not billed the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Auburn University at Montgomery can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
Just what financing solutions does AUM deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep scrolling to find out what amount of financial assistance will be accessible to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The information provided on this page can help you determine how much aid you may receive from Auburn University at Montgomery.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
For incoming first-year students at Auburn University at Montgomery, 98% of new full-time first-years were awarded at least some aid roughly 398 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 97% | $7,790 |
| Institutional grants & scholarships | 96% | $4,402 |
| Federal Pell grants | 51% | $6,257 |
| State/local grants | 9% | $800 |
| Federal student loans | 43% | $5,204 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At AUM, some 71% of undergraduates were awarded an average grant or scholarship of $8,143 (across roughly 2435 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 71% | $8,143 |
| Federal Pell grants | 42% | $6,044 |
| Federal student loans | 42% | $6,978 |
Title-IV recipients living on campus saw average grant aid of $8,129.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $13,223 |
| $30,001 – $75,000 | $14,891 |
| Over $75,000 | $17,060 |
Each figure is the net price after grants and scholarships, not the published sticker price.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $13,224 |
| Off-campus title-IV students | $14,596 |
For an estimate tailored to your family circumstances, see AUM’s online cost calculator: www.aum.edu/net-price-calculator.
The median student at AUM graduates with $13,119 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $13,119 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at AUM.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,500 |
| 75th percentile | $23,500 |
| 90th percentile (highest-debt students) | $37,250 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $13,000 |
| Middle income | $14,125 |
| High income | $12,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,336 |
| Continuing-generation students | $12,950 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $16,502 |
The figure below distills the debt data into a single burden category for AUM.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at AUM:
| Metric | Value |
|---|---|
| Stafford loan recipients | 24176 |
| Total Stafford loan amount | $522,555,098 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 98 |
| Total GI Bill amount | $331,668 |
| Average GI Bill amount per recipient | $3,384 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 22 |
| Total DoD amount | $41,030 |
| Average DoD amount per recipient | $1,865 |
References
More about our data sources and methodologies.