by our College Data Analytics TeamThis page focuses on the debt students take on to attend Auguste Escoffier School of Culinary Arts-Austin, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
At Escoffier - Austin specifically, 60% of incoming students take out a loan to help cover first-year costs, for an average of $7,419 per borrower, covering both private and federal loans.
On the federal side, the average loan is $7,419. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Among all degree-seeking undergrads at Escoffier - Austin, 57% borrow through federal student loan programs, for a typical $7,399 each per year. This works out to 0.3% under the $7,419 freshmen take on.
Repeating that yearly amount projects to about $14,798 across two years and $29,596 by the fourth year. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 57% |
| Average federal loan per year | $7,399 |
| Undergraduates with a federal loan | 269 |
| Total federal loans (one year) | $1,990,374 |
Graduating and withdrawing students at Escoffier - Austin carry a median federal debt of $12,000 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $12,000 |
| Students who completed (graduates) | $16,000 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Escoffier - Austin.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $12,981 |
| 90th percentile (highest-debt students) | $19,699 |
How wide this percentile range is tells you how much borrowing varies across students at Escoffier - Austin.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Escoffier - Austin.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 205 | $11,880 |
| Completed (graduates) | 136 | $14,518 |
| Did not complete | 69 | $7,175 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $172.63/mo.
Federal data lets us separate Stafford borrowers from the rest at Escoffier - Austin.
Borrowers With Any Stafford Loan
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 195 | — |
| No Stafford loan | 10 | — |
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 190 | — |
| No Stafford loan this year | 15 | — |
The indicators below describe what the typical debt costs to pay back at Escoffier - Austin.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Escoffier - Austin appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 2.4% |
| Borrowers in the cohort | 26 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $11,742 |
| Middle income | $12,000 |
| High income | $12,000 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,000 |
| Continuing-generation students | $12,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $11,542 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Escoffier - Austin.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.