by our College Data Analytics TeamThis guide covers the real cost of attending Austin Peay State University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
Jump to any section of this page using the links below:
The full cost of attending Austin Peay State University ranged from $26,790.00 through $32,550.00 depending on residency and living arrangement.
In-state residents qualified for the lower cost, with out-of-state students paying more: near $26,790.00 in-state, rising to $32,550.00 out of state.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $9,006.00 |
| + Room, board & other expenses | $17,784.00 |
| Total cost | $26,790.00 |
| That is 39% above the national average net price. |
| Total cost | $26,790.00 |
| − Grants and scholarships | −$12,498.00 |
| Net price | $14,292.00 |
| That is 26% below the national average net price. |
| Total cost | $26,790.00 |
| − Grants and scholarships | −$14,645.00 |
| Net price | $12,145.00 |
| That is 37% below the national average net price. |
| Tuition and fees | $14,766.00 |
| + Room, board & other expenses | $17,784.00 |
| Total cost | $32,550.00 |
| That is 69% above the national average net price. |
| Total cost | $32,550.00 |
| − Grants and scholarships | −$12,498.00 |
| Net price | $20,052.00 |
| That is 4% above the national average net price. |
| Total cost | $32,550.00 |
| − Grants and scholarships | −$14,645.00 |
| Net price | $17,905.00 |
| That is 7% below the national average net price. | |
| Explore each piece on the tuition & fees page and room and board. |
The reported cost series has been increasing by around 1.9% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $12,371.00 | $14,558.00 | $27,289.00 |
| Senior year | $13,076.00 | $15,388.00 | $28,844.00 |
| Total 4-year net price | $50,887.00 | $59,883.00 | $112,248.00 |
| 10-year loan interest @ 6.8% | $19,386.00 | $22,813.00 | $42,763.00 |
| Total monthly payment | $586.00 | $689.00 | $1,292.00 |
| Total amount paid | $70,273.00 | $82,696.00 | $155,011.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $12,371.00 | $14,558.00 | $27,289.00 |
| Senior year | $12,602.00 | $14,830.00 | $27,798.00 |
| Total 2-year net price | $24,973.00 | $29,388.00 | $55,088.00 |
| 10-year loan interest @ 6.8% | $9,514.00 | $11,196.00 | $20,986.00 |
| Total monthly payment | $287.00 | $338.00 | $634.00 |
| Total amount paid | $34,487.00 | $40,584.00 | $76,074.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $18,239.00 | $20,426.00 | $33,157.00 |
| Senior year | $19,278.00 | $21,590.00 | $35,046.00 |
| Total 4-year net price | $75,021.00 | $84,017.00 | $136,383.00 |
| 10-year loan interest @ 6.8% | $28,580.00 | $32,007.00 | $51,957.00 |
| Total monthly payment | $863.00 | $967.00 | $1,569.00 |
| Total amount paid | $103,601.00 | $116,024.00 | $188,339.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 1.9% | 1.9% | 1.9% |
| Freshman year | $18,239.00 | $20,426.00 | $33,157.00 |
| Senior year | $18,579.00 | $20,807.00 | $33,775.00 |
| Total 2-year net price | $36,818.00 | $41,232.00 | $66,932.00 |
| 10-year loan interest @ 6.8% | $14,026.00 | $15,708.00 | $25,499.00 |
| Total monthly payment | $424.00 | $475.00 | $770.00 |
| Total amount paid | $50,844.00 | $56,941.00 | $92,430.00 |
See the full net-price breakdown in the Net Price section.
Net price strips out grant and scholarship aid to show what families really pay. It is usually a better planning number than the sticker cost above.
| Average net price (on-campus) | $9,735.00 |
| Average net price (off-campus) | $14,846.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,559.00 |
| $30,000 to $48,000 | $12,983.00 |
| $48,001 to $75,000 | $16,365.00 |
| $75,001 to $110,000 | $19,443.00 |
| Over $110,000 | $19,140.00 |
For a personalized estimate, try the Austin Peay State University Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
The median graduating debt at Austin Peay State University amounts to $13,202.00, landing it in the Low ($10-20k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $2,977.00 |
| 25th | $5,500.00 |
| Median (50th) | $13,202.00 |
| 75th | $25,738.00 |
| 90th | $38,133.00 |
The 10th-to-90th-percentile spread is one signal of how variable debt outcomes are across the student body.
For the full borrowing and repayment picture, see the student-loan-debt breakdown.
Family income tracks closely with debt at graduation. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,750.00 |
| Middle income | $13,250.00 |
| High income | $12,500.00 |
Borrowers from lower-income families leave school with $1,250.00 more debt than their high-income peers.
First-gen students typically face different financial-aid contexts than students whose parents attended college.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $13,250.00 |
| Continuing-generation students | $13,000.00 |
First-gen borrowers at Austin Peay State University leave with $250.00 in extra median debt compared with continuing-generation peers.
The Pell Grant is the largest federal grant for undergraduates from low-income families. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The Pell-versus-non-Pell median debt difference at Austin Peay State University works out to $3,250.00. This institution is flagged by federal data for Pell-debt inequity.
The default-rate classification at Austin Peay State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 9.5% |
For a sense of scale, Stafford disbursements at Austin Peay State University amount to $868,636,088.00 over 37,631 borrowers.
Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Department of Defense tuition support.
| GI Bill recipients | 1,127 |
| Avg GI Bill amount | $7,824.00 |
| DoD Tuition Assistance recipients | 934 |
| Avg DoD Tuition Assistance | $2,420.00 |
Read more about military and veteran aid on the college veterans page.
Beyond the data above, it helps to ask a few questions when weighing Austin Peay State University, think through the questions below:
Dig further into the cost picture with the related pages below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.