by our College Data Analytics TeamThis page focuses on the debt students take on to attend Aveda Institute - Boise, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Aveda Institute - Boise, 88% of new students use loans toward freshman-year expenses, for an average of $5,330 each, across private and federal loan sources.
The typical federal loan comes to $5,330, which is 96.9% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Across the full undergraduate body at Aveda Institute - Boise (freshmen included), 56% use federal student loans to help pay for their education, at an average of $5,895 a year. It comes to 10.6% larger than the $5,330 borrowed by freshmen.
Borrowing the same amount each year would add up to roughly $11,790 across two years and $23,580 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 56% |
| Average federal loan per year | $5,895 |
| Undergraduates with a federal loan | 78 |
| Total federal loans (one year) | $459,820 |
The middle borrower at Aveda Institute - Boise owes $5,846 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,846 |
| Students who completed (graduates) | $5,846 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Aveda Institute - Boise.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,106 |
| 75th percentile | $18,761 |
These figures turn the debt totals into a monthly repayment picture for Aveda Institute - Boise.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Aveda Institute - Boise is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 2 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $5,846 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,385 |
| Independent students | $5,846 |
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.