by our College Data Analytics TeamThis page focuses on the debt students take on to attend Aveda Institute Portland - Vancouver Campus, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
At Aveda Institute Portland - Vancouver Campus, 83% of incoming undergraduates borrow in year one, for an average of $7,371 each — a figure that counts both private and federal student loans.
Federal loans alone average $7,371. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Among all degree-seeking undergrads at Aveda Institute Portland - Vancouver Campus, 52% use federal student loans to help pay for their education, with a mean of $6,621 annually. That is 10.2% less than the first-year federal average of $7,371.
Borrowing the same amount each year would add up to roughly $13,242 after two years and $26,484 across a four-year program. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 52% |
| Average federal loan per year | $6,621 |
| Undergraduates with a federal loan | 109 |
| Total federal loans (one year) | $721,637 |
The middle borrower at Aveda Institute Portland - Vancouver Campus owes $6,211 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,211 |
| Students who completed (graduates) | $6,826 |
| Students who withdrew | $5,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Aveda Institute Portland - Vancouver Campus.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,089 |
| 25th percentile | $4,953 |
| 75th percentile | $15,968 |
| 90th percentile (highest-debt students) | $18,991 |
How wide this percentile range is tells you how much borrowing varies across students at Aveda Institute Portland - Vancouver Campus.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Aveda Institute Portland - Vancouver Campus.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 54 | $7,772 |
These figures turn the debt totals into a monthly repayment picture for Aveda Institute Portland - Vancouver Campus.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Aveda Institute Portland - Vancouver Campus appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 12.1% |
| Borrowers in the cohort | 33 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,211 |
| Middle income | $6,647 |
| High income | $6,837 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,211 |
| Continuing-generation students | $6,209 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $7,500 |
Federal data publishes the following gap measures for Aveda Institute Portland - Vancouver Campus.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.