by our College Data Analytics TeamHere you will find what students actually borrow to attend Aveda Institute - South Florida: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Aveda Institute - South Florida, 39% of first-year students take on loan debt, averaging $10,166 each, across private and federal loan sources.
Federal loans alone average $6,168. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Counting every undergraduate at Aveda Institute - South Florida, 34% use federal student loans to help pay for their education, at an average of $5,562 each per year. It comes to 9.8% less than the $6,168 borrowed by freshmen.
Carrying that yearly figure forward comes to roughly $11,124 after two years and $22,248 across a four-year program. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 34% |
| Average federal loan per year | $5,562 |
| Undergraduates with a federal loan | 525 |
| Total federal loans (one year) | $2,919,972 |
The median student at Aveda Institute - South Florida borrows $6,333 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $3,166 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Aveda Institute - South Florida.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,815 |
| 25th percentile | $8,589 |
| 75th percentile | $14,166 |
| 90th percentile (highest-debt students) | $16,500 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Aveda Institute - South Florida.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Aveda Institute - South Florida.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 119 | $5,772 |
| Completed (graduates) | 87 | $6,757 |
| Did not complete | 32 | $4,678 |
On a standard 10-year plan, the median completing borrower would pay about $80.35/mo.
Federal data lets us separate Stafford borrowers from the rest at Aveda Institute - South Florida.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 108 | — |
| No Stafford loan this year | 11 | — |
The indicators below describe what the typical debt costs to pay back at Aveda Institute - South Florida.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The federal two-year cohort default rate for Aveda Institute - South Florida is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.0% |
| Borrowers in the cohort | 560 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $3,982 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,333 |
Federal data publishes the following gap measures for Aveda Institute - South Florida.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.