by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Aveda Institute - Tallahassee— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
At Aveda Institute - Tallahassee specifically, 42% of incoming undergraduates borrow in year one, at roughly $10,528 per student, private and federal loans combined.
The average federal loan is $7,155. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Looking at all undergraduates at Aveda Institute - Tallahassee, freshmen included, 26% finance part of their studies with federal loans, with a mean of $6,537 per year. It comes to 8.6% smaller than the $7,155 borrowed by freshmen.
Borrowing at that rate every year works out to about $13,074 after two years and $26,148 by the fourth year. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 26% |
| Average federal loan per year | $6,537 |
| Undergraduates with a federal loan | 319 |
| Total federal loans (one year) | $2,085,144 |
The median student at Aveda Institute - Tallahassee borrows $6,333 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $3,717 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Aveda Institute - Tallahassee.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $7,578 |
| 75th percentile | $13,466 |
| 90th percentile (highest-debt students) | $15,929 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Aveda Institute - Tallahassee.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Aveda Institute - Tallahassee.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 101 | $7,439 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Aveda Institute - Tallahassee.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Aveda Institute - Tallahassee follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 18.1% |
| Borrowers in the cohort | 88 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $6,333 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,333 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Aveda Institute - Tallahassee.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.