by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Aveda Institute Tucson-Avondale, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Aveda Institute Tucson-Avondale, 94% of incoming undergraduates borrow in year one, with a typical loan of $6,371 apiece. This figure includes both private and federally funded student loans.
On the federal side, the average loan is $6,032. This reaches or tops the $5,500 first-year federal borrowing cap for a typical dependent student. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
Counting every undergraduate at Aveda Institute Tucson-Avondale, 90% borrow through federal student loan programs, at an average of $6,032 per year.
Repeating that yearly amount projects to about $12,064 after two years and $24,128 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 90% |
| Average federal loan per year | $6,032 |
| Undergraduates with a federal loan | 112 |
| Total federal loans (one year) | $675,584 |
The middle borrower at Aveda Institute Tucson-Avondale owes $6,333 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $3,649 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Aveda Institute Tucson-Avondale.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,666 |
| 25th percentile | $6,333 |
| 75th percentile | $14,949 |
| 90th percentile (highest-debt students) | $17,666 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Aveda Institute Tucson-Avondale.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Aveda Institute Tucson-Avondale.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 86 | $9,054 |
These figures turn the debt totals into a monthly repayment picture for Aveda Institute Tucson-Avondale.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $6,333 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $6,333 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,333 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Aveda Institute Tucson-Avondale.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.