by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Aviation Institute of Maintenance - Dallas: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Aviation Institute of Maintenance - Dallas, 75% of new students use loans toward freshman-year expenses, at roughly $7,943 apiece. This figure includes both private and federally funded student loans.
The average federal loan is $7,325. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at Aviation Institute of Maintenance - Dallas, 45% use federal student loans to help pay for their education, averaging $11,015 per year. This is 50.4% higher than the $7,325 typical freshmen borrow.
Borrowing the same amount each year would add up to roughly $22,030 after two years and $44,060 over four years. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 45% |
| Average federal loan per year | $11,015 |
| Undergraduates with a federal loan | 195 |
| Total federal loans (one year) | $2,147,938 |
The middle borrower at Aviation Institute of Maintenance - Dallas owes $19,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $19,500 |
| Students who completed (graduates) | $32,229 |
| Students who withdrew | $8,765 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Aviation Institute of Maintenance - Dallas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,565 |
| 75th percentile | $21,139 |
| 90th percentile (highest-debt students) | $28,250 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Aviation Institute of Maintenance - Dallas.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Aviation Institute of Maintenance - Dallas.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 90 | $10,628 |
| Completed (graduates) | 41 | $12,616 |
| Did not complete | 49 | $9,896 |
On a standard 10-year plan, the median completing borrower would pay about $150.02/mo.
The indicators below describe what the typical debt costs to pay back at Aviation Institute of Maintenance - Dallas.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Aviation Institute of Maintenance - Dallas is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 23.3% |
| Borrowers in the cohort | 278 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $19,500 |
| Middle income | $20,000 |
| High income | $12,375 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,500 |
| Continuing-generation students | $14,750 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,843 |
| Independent students | $24,208 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Aviation Institute of Maintenance - Dallas.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.