by our College Data Analytics TeamThis page focuses on the debt students take on to attend Aviation Institute of Maintenance - Manassas— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
For incoming students at Aviation Institute of Maintenance - Manassas, 79% of new students use loans toward freshman-year expenses, with a typical loan of $7,852 per borrower, covering both private and federal loans.
On the federal side, the average loan is $6,761. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Keep in mind the all-undergraduate averages further down count federal loans only, unlike this private-plus-federal freshman figure.
For undergraduates overall at Aviation Institute of Maintenance - Manassas, 24% rely on federal student loans toward their education, at an average of $6,962 per year. It comes to 3.0% more than the freshman federal average of $6,761.
Carrying that yearly figure forward comes to roughly $13,924 over two years and about $27,848 across a four-year program. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 24% |
| Average federal loan per year | $6,962 |
| Undergraduates with a federal loan | 46 |
| Total federal loans (one year) | $320,250 |
Graduating and withdrawing students at Aviation Institute of Maintenance - Manassas carry a median federal debt of $19,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $19,500 |
| Students who completed (graduates) | $31,959 |
| Students who withdrew | $9,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Aviation Institute of Maintenance - Manassas.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $5,345 |
| 75th percentile | $20,000 |
| 90th percentile (highest-debt students) | $25,750 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Aviation Institute of Maintenance - Manassas.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Aviation Institute of Maintenance - Manassas.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 33 | $10,410 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Aviation Institute of Maintenance - Manassas.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Aviation Institute of Maintenance - Manassas appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 24.2% |
| Borrowers in the cohort | 165 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $19,750 |
| Middle income | $20,000 |
| High income | $19,500 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $20,000 |
| Continuing-generation students | $15,601 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,000 |
| Independent students | $26,714 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Aviation Institute of Maintenance - Manassas.
Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.