by our College Data Analytics TeamHere you will find what students actually borrow to attend Aviation Institute of Maintenance: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. All figures come from the U.S. Department of Education and IPEDS.
At Aviation Institute of Maintenance specifically, 77% of new students use loans toward freshman-year expenses, borrowing on average $8,031 per student, private and federal loans combined.
The typical federal loan comes to $8,031. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Across the full undergraduate body at Aviation Institute of Maintenance (freshmen included), 20% finance part of their studies with federal loans, with a mean of $8,328 per year. That amounts to 3.7% more than the first-year federal average of $8,031.
Repeating that yearly amount projects to about $16,656 after two years and $33,312 across a four-year program. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 20% |
| Average federal loan per year | $8,328 |
| Undergraduates with a federal loan | 52 |
| Total federal loans (one year) | $433,070 |
Graduating and withdrawing students at Aviation Institute of Maintenance carry a median federal debt of $19,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $19,500 |
| Students who completed (graduates) | $31,786 |
| Students who withdrew | $5,500 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Aviation Institute of Maintenance.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $20,000 |
| 90th percentile (highest-debt students) | $20,000 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Aviation Institute of Maintenance.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Aviation Institute of Maintenance.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 37 | $16,208 |
The indicators below describe what the typical debt costs to pay back at Aviation Institute of Maintenance.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $19,500 |
| Middle income | $19,500 |
| High income | $19,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,500 |
| Continuing-generation students | $19,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,099 |
| Independent students | $23,000 |
Federal data publishes the following gap measures for Aviation Institute of Maintenance.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.