by our College Data Analytics TeamHere’s the full picture on paying for Azusa Pacific University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Published attendance costs at Azusa Pacific University amounts to about $54,735.00 for a single academic year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $44,458.00 |
| + Room, board & other expenses | $10,277.00 |
| Total cost | $54,735.00 |
| That is 67% above the national average net price. |
| Total cost | $54,735.00 |
| − Grants and scholarships | −$34,101.00 |
| Net price | $20,634.00 |
| That is 37% below the national average net price. |
| Total cost | $54,735.00 |
| − Grants and scholarships | −$40,532.00 |
| Net price | $14,203.00 |
| That is 57% below the national average net price. | |
| Explore each piece on the tuition & fees page and living costs. |
Costs have trended upward in recent years at a recent average of 2.3% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $14,532.00 | $21,112.00 | $56,002.00 |
| Senior year | $15,564.00 | $22,612.00 | $59,981.00 |
| Total 4-year net price | $60,176.00 | $87,424.00 | $231,905.00 |
| 10-year loan interest @ 6.8% | $22,925.00 | $33,305.00 | $88,348.00 |
| Total monthly payment | $693.00 | $1,006.00 | $2,669.00 |
| Total amount paid | $83,101.00 | $120,729.00 | $320,253.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.3% | 2.3% | 2.3% |
| Freshman year | $14,532.00 | $21,112.00 | $56,002.00 |
| Senior year | $14,868.00 | $21,600.00 | $57,298.00 |
| Total 2-year net price | $29,400.00 | $42,712.00 | $113,300.00 |
| 10-year loan interest @ 6.8% | $11,200.00 | $16,272.00 | $43,163.00 |
| Total monthly payment | $338.00 | $492.00 | $1,304.00 |
| Total amount paid | $40,600.00 | $58,983.00 | $156,463.00 |
Read more in the net-price section.
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $22,212.00 |
| Average net price (off-campus) | $19,798.00 |
Net price varies sharply by family income, dropping as need-based aid grows. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $17,839.00 |
| $30,000 to $48,000 | $19,271.00 |
| $48,001 to $75,000 | $20,848.00 |
| $75,001 to $110,000 | $21,641.00 |
| Over $110,000 | $23,832.00 |
Run your own numbers with the Azusa Pacific University Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
Median graduate debt at Azusa Pacific University is $19,710.00, landing it in the Low ($10-20k) debt-burden bucket.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,010.00 |
| 25th | $9,500.00 |
| Median (50th) | $19,710.00 |
| 75th | $27,000.00 |
| 90th | $37,500.00 |
How far apart the 10th and 90th percentiles sit tells you how uneven debt outcomes are.
Dig deeper into debt on the student loan debt detail.
Family income tracks closely with debt at graduation. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $20,500.00 |
| Middle income | $21,000.00 |
| High income | $18,500.00 |
Low-income graduates carry $2,000.00 more debt than high-income graduates.
Whether your parents attended college is associated with differences in median debt at graduation.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $20,000.00 |
| Continuing-generation students | $19,475.00 |
First-generation borrowers from Azusa Pacific University graduate with $525.00 in additional median debt versus continuing-generation peers.
The Pell Grant is the main federal need-based award for undergraduates. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell vs non-Pell debt gap at Azusa Pacific University is $3,500.00. This school is flagged by the Department of Education for Pell-related debt inequity.
The federal default-rate tier for Azusa Pacific University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.7% |
For scale, federal Stafford loan disbursements at Azusa Pacific University amount to $1,310,536,843.00 spread across 40,480 borrowers.
Veterans and active-duty servicemembers can tap dedicated federal aid programs including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 197 |
| Avg GI Bill amount | $18,289.00 |
Dig into veteran education benefits on the college veterans page.
The figures above are a starting point — as you weigh Azusa Pacific University, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.