College Factual  by our College Data Analytics Team
       Unbiased Factual Guarantee

Can You Afford Ball State University?

Concerned about paying for college? Take a look at Ball State’s financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

Attendance Costs in 2020 - 2021 Varied Between $9,310 & $41,988

Worried about paying the full cost of $41,988 to attend Ball State University? That number can be deceiving, as the net amount most students will pay varies significantly.

For students living in Indiana, the university offers a discount of 62.6% off tuition and fees. Also, 76.3% of freshmen receive some form of financial aid, with the average amount totaling $11,650. Students from low-income families receive an average of $15,690 in aid during their first year.

Cost for Residents of Indiana (no aid)

Tuition and fees$10,144
+ Room and board$10,796
+ Other expenses$4,060
Total cost$25,000
Affordability Score (53 out of 100)
more expensive
less expensive

Net Price for Residents of Indiana (with average aid)

Total cost$25,000
- Grants and scholarships$11,650
Net price$13,350
Affordability Score (75 out of 100)
more expensive
less expensive

Average Net Price for Low Income Residents of Indiana

Total cost$25,000
- Grants and scholarships$15,690
Net price$9,310
Affordability Score (86 out of 100)
more expensive
less expensive

Cost for Non-Residents (no aid)

Tuition and fees$27,132
+ Room and board$10,796
+ Other expenses$4,060
Total cost$41,988
Affordability Score (28 out of 100)
more expensive
less expensive

Net Price for Non-Residents (with average aid)

Total cost$41,988
- Grants and scholarships$11,650
Net price$30,338
Affordability Score (22 out of 100)
more expensive
less expensive

Average Net Price for Low Income Non-Resident Undergraduates

Total cost$41,988
- Grants and scholarships$15,690
Net price$26,298
Affordability Score (22 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Ball State.

Projected Costs Between $31,375 and $242,855 For a Four Year Degree. Between $16,462 and $119,835 For a Two Year Degree.

It can be a bit scary to look at the total projected cost of a college education over the course of a multi-year degree, however, doing so will help you better understand the financial commitment you are making.

The overall cost for on-campus, in-state students to attend Ball State University in 2020 - 2021 was $25,000. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 1.1% each year.

If this trend continues, we expect the full cost for incoming freshmen to be $25,553 during their first year. By their senior year, that cost will be approximately $26,406, for a bachelor degree candidate ($25,834 for an associate degree candidate) for a total of $103,911 over the course of four years ($51,387 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

The cost for out-of-state students is more, with an overall expected four-year cost of $175,859 based on a yearly growth rate of 1.3%. The expected two-year cost is $86,777.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Ball State University

Cost With Interest for Residents of Indiana

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-0.7%1.1%
Freshman year$8,434$13,156$25,553
Senior year$8,028$13,060$25,834
Total 2-year net price$16,462$26,216$51,387
10-year loan interest @ 6.8%$6,271$9,987$19,577
Total monthly payment$189$302$591
Total amount paid$22,733$36,203$70,964
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*-0.7%1.1%
Freshman year$8,434$13,156$25,553
Senior year$7,272$12,870$26,406
Total 4-year net price$31,375$52,050$103,911
10-year loan interest @ 6.8%$11,953$19,829$39,586
Total monthly payment$361$599$1,196
Total amount paid$43,328$71,879$143,497

Cost With Interest for Out-Of-State Residents

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.8%1.3%
Freshman year$26,093$30,838$43,104
Senior year$25,992$31,090$43,673
Total 2-year net price$52,085$61,928$86,777
10-year loan interest @ 6.8%$19,842$23,592$33,059
Total monthly payment$599$713$999
Total amount paid$71,927$85,520$119,835
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*0.8%1.3%
Freshman year$26,093$30,838$43,104
Senior year$25,789$31,602$44,833
Total 4-year net price$103,764$124,876$175,859
10-year loan interest @ 6.8%$39,530$47,573$66,996
Total monthly payment$1,194$1,437$2,024
Total amount paid$143,294$172,449$242,855

Visit net price and financial aid to learn more about the total cost of attending Ball State University.

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