by our College Data Analytics TeamHere’s the full picture on paying for Barnard College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.
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The total published cost of attendance at Barnard College works out to about $84,023.00 for a single academic year.
Cost is shown below as the full sticker price, the average net price after aid, and the low-income net price.
| Tuition and fees | $69,888.00 |
| + Room, board & other expenses | $14,135.00 |
| Total cost | $84,023.00 |
| That is 156% above the national average net price. |
| Total cost | $84,023.00 |
| − Grants and scholarships | −$60,738.00 |
| Net price | $23,285.00 |
| That is 29% below the national average net price. |
| Total cost | $84,023.00 |
| − Grants and scholarships | −$77,938.00 |
| Net price | $6,085.00 |
| That is 81% below the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
The reported cost series has been increasing by roughly 5.4% per year, so the four-year total runs well above today’s cost. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.4% | 5.4% | 5.4% |
| Freshman year | $6,414.00 | $24,543.00 | $88,561.00 |
| Senior year | $7,510.00 | $28,738.00 | $103,701.00 |
| Total 4-year net price | $27,809.00 | $106,415.00 | $383,993.00 |
| 10-year loan interest @ 6.8% | $10,594.00 | $40,540.00 | $146,287.00 |
| Total monthly payment | $320.00 | $1,225.00 | $4,419.00 |
| Total amount paid | $38,403.00 | $146,955.00 | $530,280.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 5.4% | 5.4% | 5.4% |
| Freshman year | $6,414.00 | $24,543.00 | $88,561.00 |
| Senior year | $6,760.00 | $25,868.00 | $93,345.00 |
| Total 2-year net price | $13,174.00 | $50,411.00 | $181,906.00 |
| 10-year loan interest @ 6.8% | $5,019.00 | $19,205.00 | $69,300.00 |
| Total monthly payment | $152.00 | $580.00 | $2,093.00 |
| Total amount paid | $18,192.00 | $69,616.00 | $251,206.00 |
Jump to the net-price detail in the net price section below.
Net price strips out grant and scholarship aid to show what families really pay. For most families it is a more realistic figure than the published cost.
| Average net price (on-campus) | $28,800.00 |
| Average net price (off-campus) | $39,253.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $14,486.00 |
| $30,000 to $48,000 | $9,011.00 |
| $48,001 to $75,000 | $17,279.00 |
| $75,001 to $110,000 | $24,152.00 |
| Over $110,000 | $58,447.00 |
For a personalized estimate, try the Barnard College Net Price Calculator, or visit the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid breakdown.
The median amount borrowed by graduates of Barnard College works out to $15,750.00, categorized as a Low ($10-20k) burden tier.
The percentile spread of debt at graduation is shown below:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,500.00 |
| 25th | $10,000.00 |
| Median (50th) | $15,750.00 |
| 75th | $19,055.00 |
| 90th | $25,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Read the complete debt breakdown on the student loan debt detail.
Median debt at graduation differs meaningfully across income brackets. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $15,500.00 |
| Middle income | $17,500.00 |
| High income | $15,500.00 |
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,000.00 |
| Continuing-generation students | $15,500.00 |
First-generation borrowers from Barnard College graduate with $1,500.00 more than continuing-generation graduates.
Pell Grants are the largest source of federal need-based aid for undergrads. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The Pell vs non-Pell debt gap at Barnard College stands at $750.00. The Department of Education flags this school for a Pell-debt-inequity pattern.
The default-rate category at Barnard College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.0% |
To put the rates in context, Stafford loans at Barnard College amount to $43,421,232.00 over 3,746 loan recipients.
The figures above are a starting point — as you weigh Barnard College, keep these questions in mind:
For a closer look at any of these topics, follow the links below:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.