by our College Data Analytics TeamThis page focuses on the debt students take on to attend Barnes-Jewish College Goldfarb School of Nursing: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. The data below is drawn directly from federal sources.
Looking at all undergraduates at Goldfarb School of Nursing, freshmen included, 67% borrow through federal student loan programs, averaging $5,577 in federal loans per year.
At a steady annual pace, that totals around $11,154 across two years and $22,308 over four years. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 67% |
| Average federal loan per year | $5,577 |
| Undergraduates with a federal loan | 287 |
| Total federal loans (one year) | $1,600,664 |
The middle borrower at Goldfarb School of Nursing owes $15,000 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $15,000 |
| Students who completed (graduates) | $16,750 |
| Students who withdrew | $10,000 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Goldfarb School of Nursing.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $7,500 |
| 25th percentile | $12,500 |
| 75th percentile | $25,000 |
| 90th percentile (highest-debt students) | $26,270 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Goldfarb School of Nursing.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Goldfarb School of Nursing.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 191 | $24,906 |
| Completed (graduates) | 172 | $25,554 |
| Did not complete | 19 | $22,743 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $303.86/mo.
Stafford loans are the federal direct-loan program most undergraduates use. The breakdown below separates borrowers who used Stafford loans from those who did not at Goldfarb School of Nursing.
Borrowers With a Stafford Loan This Year
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 178 | — |
| No Stafford loan this year | 13 | — |
These figures turn the debt totals into a monthly repayment picture for Goldfarb School of Nursing.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Goldfarb School of Nursing is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 1.7% |
| Borrowers in the cohort | 291 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $20,924 |
| Middle income | $15,000 |
| High income | $15,000 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $15,000 |
| Continuing-generation students | $15,000 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $15,000 |
| Independent students | $24,596 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Goldfarb School of Nursing.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.