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Can You Really Afford Bay de Noc Community College?

Below is the data on what it actually costs to attend Bay de Noc Community College, spanning what it costs to attend, projected costs over a degree, net price, debt outcomes, and aid equity.

$15,674.00 Cost of Attendance
$11,949.00 Avg Net Price
$8,000.00 Median Grad Debt

If you want to dig into a particular figure, jump to any section below:

Cost of Attendance at Bay de Noc Community College?

The full cost of attending Bay de Noc Community College ranged from $15,674.00 ranging to $17,354.00 depending on whether you qualify for in-state rates.

In-state students paid the lower published figure, while out-of-state students faced the higher one: roughly $15,674.00 in-state compared with $17,354.00 out-of-state.

The blocks below show what you would pay with no aid, with average aid, and as a low-income student.

Cost for Residents (no aid)

Tuition and fees $8,848.00
+ Room, board & other expenses $6,826.00
Total cost $15,674.00
That is 19% below the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $15,674.00
− Grants and scholarships −$7,071.00
Net price $8,603.00
That is 55% below the national average net price.

Net Price for Low-Income Residents

Total cost $15,674.00
− Grants and scholarships −$9,816.00
Net price $5,858.00
That is 70% below the national average net price.

Sticker Cost for Non-Residents (no aid)

Tuition and fees $10,528.00
+ Room, board & other expenses $6,826.00
Total cost $17,354.00
That is 10% below the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $17,354.00
− Grants and scholarships −$7,071.00
Net price $10,283.00
That is 47% below the national average net price.

Low-Income Net Price for Non-Residents

Total cost $17,354.00
− Grants and scholarships −$9,816.00
Net price $7,538.00
That is 61% below the national average net price.
Go deeper on the components with the tuition & fees page and living costs.

Estimating the Total Cost of a Degree at Bay de Noc Community College

Costs have trended upward in recent years by roughly 0.6% a year, so a full degree will cost more than a single year — the tables below carry that forward. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. The repayment figures use a ten-year loan at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.6% 0.6% 0.6%
Freshman year $5,894.00 $8,655.00 $15,770.00
Senior year $6,002.00 $8,815.00 $16,060.00
Total 4-year net price $23,791.00 $34,940.00 $63,658.00
10-year loan interest @ 6.8% $9,064.00 $13,311.00 $24,251.00
Total monthly payment $274.00 $402.00 $733.00
Total amount paid $32,855.00 $48,251.00 $87,909.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.6% 0.6% 0.6%
Freshman year $5,894.00 $8,655.00 $15,770.00
Senior year $5,930.00 $8,708.00 $15,866.00
Total 2-year net price $11,823.00 $17,364.00 $31,635.00
10-year loan interest @ 6.8% $4,504.00 $6,615.00 $12,052.00
Total monthly payment $136.00 $200.00 $364.00
Total amount paid $16,328.00 $23,979.00 $43,687.00

Out-of-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.6% 0.6% 0.6%
Freshman year $7,584.00 $10,346.00 $17,460.00
Senior year $7,724.00 $10,536.00 $17,781.00
Total 4-year net price $30,614.00 $41,763.00 $70,481.00
10-year loan interest @ 6.8% $11,663.00 $15,910.00 $26,851.00
Total monthly payment $352.00 $481.00 $811.00
Total amount paid $42,278.00 $57,673.00 $97,331.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 0.6% 0.6% 0.6%
Freshman year $7,584.00 $10,346.00 $17,460.00
Senior year $7,630.00 $10,409.00 $17,566.00
Total 2-year net price $15,214.00 $20,755.00 $35,026.00
10-year loan interest @ 6.8% $5,796.00 $7,907.00 $13,344.00
Total monthly payment $175.00 $239.00 $403.00
Total amount paid $21,010.00 $28,661.00 $48,370.00

For the complete net-price picture, see the Net Price section.

The Real Out-of-Pocket Cost at Bay de Noc Community College

Net price reflects the true cost to attend after grant and scholarship aid is deducted. It is usually a better planning number than the sticker cost above.

Average net price (on-campus) $11,949.00
Average net price (off-campus) $9,766.00

Net price varies sharply by family income, dropping as need-based aid grows. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $7,835.00
$30,000 to $48,000 $6,819.00
$48,001 to $75,000 $9,695.00
$75,001 to $110,000 $14,235.00
Over $110,000 $15,236.00

Use Bay de Noc Community College Net Price Calculator, or check with the financial aid office.

Curious how grants and scholarships are distributed? Explore the grants & scholarships detail.

Debt at Graduation from Bay de Noc Community College

Typical debt at graduation from Bay de Noc Community College is $8,000.00, categorized as a Very Low (<$10k) burden tier.

Here’s how debt at graduation distributes across borrowers:

Percentile Debt at graduation
10th $1,750.00
25th $3,200.00
Median (50th) $8,000.00
75th $12,998.00
90th $24,774.00

The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.

Read the complete debt breakdown on the student-loan-debt breakdown.

Debt Outcomes by Family Income at Bay de Noc Community College

Median debt at graduation differs meaningfully across income brackets. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $8,558.00
Middle income $8,000.00
High income $7,230.00

Graduates from lower-income families carry $1,328.00 in additional median debt versus high-income graduates.

First-Generation Debt Outcomes at Bay de Noc Community College

Debt at graduation often differs for first-generation students.

Student group Median debt at graduation
First-generation students $8,217.00
Continuing-generation students $6,920.00

First-gen students at Bay de Noc Community College leave with $1,297.00 in additional median debt versus continuing-generation peers.

Debt by Pell Status at Bay de Noc Community College

The Pell Grant is the largest federal grant for undergraduates from low-income families. Pell vs non-Pell comparisons surface how debt breaks down by need.

The median debt difference between Pell-eligible and non-Pell graduates of Bay de Noc Community College amounts to $3,459.00. This school carries a federal Pell-debt-inequity flag.

How Borrowers Repay Loans After Bay de Noc Community College

The federal default-rate classification for Bay de Noc Community College is Low (<5%).

Window Cohort default rate
2-year 15.6%

For context on the loan portfolio, Stafford disbursements at Bay de Noc Community College total $52,849,745.00 covering 4,791 recipients.

Veteran Education Benefits at Bay de Noc Community College

Veterans and active-duty students can access dedicated federal education aid including the GI Bill and Tuition Assistance from the Department of Defense.

GI Bill recipients 18
Avg GI Bill amount $3,886.00

Explore GI Bill and military aid in detail on the veteran aid breakdown.

Questions to Ask Before You Commit

Beyond the data above, it helps to ask a few questions when weighing Bay de Noc Community College, keep these questions in mind:

Dig Deeper for Bay de Noc Community College

Explore the related pages below for a deeper look at the cost picture:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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