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Baylor University
Waco, Texas
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Can You Afford Baylor University?

Concerned about paying for college? Take a look at Baylor's financial aid options, including grants, scholarships, and student loans, then calculate the net price based on your income level to determine if you can afford to attend this school.

2019 - 2020 Costs Between $28,693 and $64,880

Feeling a little stressed about paying $64,880 to attend Baylor University each year? This number can be deceiving, and for many, the net price you pay will be less.

While there is no tuition reduction for Texas students, 93.2% of freshmen receive some form of financial aid, with the average amount totaling $24,559. Students from low-income families receive an average of $36,187 in aid during their first year.

Cost (no aid)

Tuition and fees$47,364
+ Room and board$12,992
+ Other expenses$4,524
Total cost$64,880
Affordability Score (5 out of 100)
more expensive
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Net Price (with average aid)

Total cost$64,880
- Grants and scholarships$24,559
Net price$40,321
Affordability Score (4 out of 100)
more expensive
less expensive

Average Net Price for Low Income Undergraduates

Total cost$64,880
- Grants and scholarships$36,187
Net price$28,693
Affordability Score (14 out of 100)
more expensive
less expensive

Learn more about tuition and fees, room, board and other expenses, and financial aid options at Baylor.

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Projected Costs Between $133,459 and $414,192 For a Four Year Degree. Between $63,877 and $198,600 For a Two Year Degree.

Looking at the total projected cost of a college education over the course of two / four (or more) years can feel a little overwhelming. However, doing so will help better prepare you for the financial commitment you are making.

The overall cost for on-campus students to attend Baylor in 2019 - 2020 was $64,880. To calculate future costs, we looked at the prior five years of data and determined that this cost increased an average of 4.2% each year. If this trend continues, we expect the full cost for incoming freshmen to be $70,431 during their first year. By their senior year, that cost will be approximately $79,660 for a bachelor degree candidate ($73,382 for an associate degree candidate) for a total of $299,929 over the course of four years ($143,813 over the course of two years). These numbers do not take into consideration financial aid, which reduces this overall cost by varying amounts per student.

Remember, the full costs quoted above are not what most students will pay, and the net price varies quite a bit based on individual circumstances.

Average Net Price at Baylor University

Cost With Interest

The tables below outlines how the overall degree net cost can vary depending on your situation. This table also highlights the impact student loans can have on the overall cost of college.

Projected 2-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.7%4.2%
Freshman year$31,256$43,360$70,431
Senior year$32,621$44,964$73,382
Total 2-year net price$63,877$88,324$143,813
10-year loan interest @ 6.8%$24,335$33,648$54,787
Total monthly payment$735$1,016$1,655
Total amount paid$88,212$121,972$198,600
Projected 4-Year Net CostsLow Income w/ Aidw/ Average AidNo Aid
Annual growth rate*3.7%4.2%
Freshman year$31,256$43,360$70,431
Senior year$35,535$48,353$79,660
Total 4-year net price$133,459$183,305$299,929
10-year loan interest @ 6.8%$50,843$69,833$114,262
Total monthly payment$1,536$2,109$3,452
Total amount paid$184,302$253,138$414,192

Visit net price and financial aid to learn more about the total cost of attending Baylor University.

Further Questions to Consider

  • Do you know your deadlines?

    Meeting application deadlines for both the college and the FAFSA is crucial to getting financial aid.

  • When can you expect to begin receiving bills from the college?
  • Is there an option to make payments in monthly installments?
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