by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Beauty Academy of South Florida, including completion-adjusted borrowing and a standard repayment estimate. The data below is drawn directly from federal sources.
For incoming students at Beauty Academy of South Florida, 85% of incoming undergraduates borrow in year one, averaging $8,120 each — a figure that counts both private and federal student loans.
The typical federal loan comes to $8,120. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
For undergraduates overall at Beauty Academy of South Florida, 58% rely on federal student loans toward their education, for a typical $7,825 each per year. That is 3.6% smaller than the first-year federal average of $8,120.
Carrying that yearly figure forward comes to roughly $15,650 after two years and $31,300 by the fourth year. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 58% |
| Average federal loan per year | $7,825 |
| Undergraduates with a federal loan | 399 |
| Total federal loans (one year) | $3,122,215 |
The middle borrower at Beauty Academy of South Florida owes $6,223 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,223 |
| Students who completed (graduates) | $6,458 |
| Students who withdrew | $4,125 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Beauty Academy of South Florida.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,364 |
| 25th percentile | $5,333 |
| 75th percentile | $7,605 |
| 90th percentile (highest-debt students) | $9,082 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Beauty Academy of South Florida.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Beauty Academy of South Florida.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 25 | $2,966 |
The indicators below describe what the typical debt costs to pay back at Beauty Academy of South Florida.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,223 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,333 |
Federal data publishes the following gap measures for Beauty Academy of South Florida.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.