by our College Data Analytics TeamA large number of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to Bellarmine University can appear overpowering, but remember that the majority of students obtain some kind of financial assistance.
Just what financial assistance solutions will Bellarmine U provide, and just what are you going to be eligible for? Read on for answers. Keep scrolling to see how much school funding could be available to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Use the information below to understand how much financial assistance you may get from Bellarmine University.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
At Bellarmine University, 100% of first-year full-time students received aid of some kind some 630 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 100% | $39,001 |
| Institutional grants & scholarships | 99% | $31,277 |
| Federal Pell grants | 48% | $5,540 |
| State/local grants | 71% | $7,055 |
| Federal student loans | 50% | $5,311 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At Bellarmine U, roughly 94% of undergraduates were awarded grant or scholarship aid averaging $36,123 (covering around 2221 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 94% | $36,123 |
| Federal Pell grants | 31% | $5,447 |
| Federal student loans | 49% | $6,596 |
For on-campus title-IV students, average grant aid came to $40,192.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $18,685 |
| $30,001 – $75,000 | $19,962 |
| Over $75,000 | $27,709 |
Remember these are net prices — what families pay after gift aid, not before.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $21,499 |
| Off-campus title-IV students | $23,587 |
For a personalized estimate based on your family’s financial situation, use Bellarmine U’s net price tool: www.shoppingsheet.com/Shopping/Landing/bellarmine.
A typical borrower at Bellarmine U leaves with $20,000 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $20,000 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Looking only at the median can be misleading because it hides the spread. The four reference points below map the debt distribution at Bellarmine U.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $6,500 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $31,000 |
How much a student borrows depends heavily on family income, first-gen status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $21,500 |
| Middle income | $19,500 |
| High income | $19,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,500 |
| Continuing-generation students | $20,000 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,500 |
| Independent students | $25,000 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Bellarmine U.
Stafford loans are the federal government’s primary direct undergraduate lending program. Below is the annual Stafford program activity at Bellarmine U:
| Metric | Value |
|---|---|
| Stafford loan recipients | 10355 |
| Total Stafford loan amount | $243,354,790 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 65 |
| Total GI Bill amount | $1,150,358 |
| Average GI Bill amount per recipient | $17,698 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 8 |
| Total DoD amount | $24,010 |
| Average DoD amount per recipient | $3,001 |
References
More about our data sources and methodologies.