by our College Data Analytics TeamMany students are not billed the advertised price of a school. Instead, they will be provided a financial aid package that will include a combination of scholarships, grants, loans, and work-study. The total cost of going to Bellus Academy - El Cajon can seem overpowering, but remember that the majority of students are given some form of financial assistance.
What financial assistance options will Bellus Academy offer, and what will you qualify for? Read on for more information. Scroll down to see how much school funding could be available to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The figures below will help you estimate the aid you might receive from Bellus Academy - El Cajon.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. However, some types of aid are more desirable than others, and some students will receive more than others.
Looking at the entering class at Bellus Academy - El Cajon, 100% of the incoming full-time class was awarded financial aid roughly 2 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 50% | $8,745 |
| Institutional grants & scholarships | 50% | $1,050 |
| Federal Pell grants | 50% | $7,395 |
| State/local grants | 0% | — |
| Federal student loans | 100% | $7,500 |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. Here, some 68% of undergrads got grants or scholarships worth on average $5,341 (for some 215 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 68% | $5,341 |
| Federal Pell grants | 60% | $5,196 |
| Federal student loans | 53% | $7,432 |
Title-IV recipients living on campus saw average grant aid of $8,745.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $29,461 |
| Over $75,000 | $30,576 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $30,049 |
| Off-campus title-IV students | $29,547 |
For a customized cost estimate, visit Bellus Academy’s NPC: bellusacademy.edu/wp-content/uploads/2024/02/EC-NPC.html.
The median student at Bellus Academy graduates with $6,330 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,330 |
| Median federal debt (graduates only) | $6,333 |
| Typical 10-year monthly payment (graduates) | $67.14/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at Bellus Academy.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,573 |
| 25th percentile | $5,012 |
| 75th percentile | $10,749 |
| 90th percentile (highest-debt students) | $16,000 |
Median debt varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
| Middle income | $6,333 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $6,333 |
| Continuing-generation students | $5,760 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $6,333 |
A handful of calculated indicators summarize the debt outlook at Bellus Academy.
Most undergraduate borrowing runs through the federal Stafford loan program. Below is the annual Stafford program activity at Bellus Academy:
| Metric | Value |
|---|---|
| Stafford loan recipients | 1774 |
| Total Stafford loan amount | $15,789,539 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 20 |
| Total GI Bill amount | $312,048 |
| Average GI Bill amount per recipient | $15,602 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 0 |
| Total DoD amount | $0 |
References
More about our data sources and methodologies.