by our College Data Analytics TeamThe majority of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Bergen Community College can feel tremendous, but do not forget that almost all students receive some sort of financial help.
What financial aid options can Bergen Community College offer you, and what will you qualify for? Keep reading for more information. Read on to find out just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Use the information below to understand how much financial assistance you may get from Bergen Community College.
Through a mix of loans, grants, work-study and scholarships, schools bring down the effective cost so more students can attend. However, some types of aid are more desirable than others, and some students will receive more than others.
At Bergen Community College, 67% of the incoming full-time class was awarded financial aid (about 1387 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 66% | $6,574 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 51% | $6,081 |
| State/local grants | 41% | $3,040 |
| Federal student loans | 24% | $4,615 |
Grants and scholarships are the most valuable form of aid because, unlike loans, they never have to be repaid. At this school, around 44% of undergrads got grants or scholarships worth on average $6,090 (covering around 5152 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 44% | $6,090 |
| Federal Pell grants | 35% | $5,252 |
| Federal student loans | 19% | $5,524 |
For students living on campus and receiving title-IV aid, grants averaged $6,839.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,804 |
| $30,001 – $75,000 | $9,175 |
| Over $75,000 | $14,597 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,345 |
| Off-campus title-IV students | $9,376 |
To project your own net price, use Bergen Community College’s net price tool: bergen.edu/price_calculator/index.html.
The median student at Bergen Community College graduates with $8,250 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $8,250 |
| Median federal debt (graduates only) | $12,000 |
| Typical 10-year monthly payment (graduates) | $127.22/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
Looking only at the median can be misleading because it hides the spread. These percentiles trace how cumulative federal debt is spread among borrowers at Bergen Community College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,014 |
| 25th percentile | $3,500 |
| 75th percentile | $12,000 |
| 90th percentile (highest-debt students) | $18,500 |
Outcomes differ by income bracket, by first-generation status, and by whether a student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $8,250 |
| Middle income | $8,103 |
| High income | $8,250 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $8,250 |
| Continuing-generation students | $8,000 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $6,500 |
| Independent students | $9,500 |
Federal data publishes pre-calculated indicators that summarize debt outcomes. Bergen Community College.
Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at Bergen Community College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 17461 |
| Total Stafford loan amount | $172,699,308 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 114 |
| Total GI Bill amount | $605,865 |
| Average GI Bill amount per recipient | $5,315 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 4 |
| Total DoD amount | $5,459 |
| Average DoD amount per recipient | $1,365 |
References
More about our data sources and methodologies.