by our College Data Analytics TeamThis overview lays out the cost of attending Bethany Lutheran College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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What it costs to attend Bethany Lutheran College comes to about $39,624.00 per academic year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $31,360.00 |
| + Room, board & other expenses | $8,264.00 |
| Total cost | $39,624.00 |
| That is 21% above the national average net price. |
| Total cost | $39,624.00 |
| − Grants and scholarships | −$20,865.00 |
| Net price | $18,759.00 |
| That is 43% below the national average net price. |
| Total cost | $39,624.00 |
| − Grants and scholarships | −$28,442.00 |
| Net price | $11,182.00 |
| That is 66% below the national average net price. | |
| Explore each piece on tuition and fees plus room and board. |
Costs have trended upward in recent years at about 3.1% a year, so a full degree will cost more than a single year — the tables below carry that forward. The tables below project the cost forward across a full degree, side by side for a low-income student with aid, a typical student with average aid, and a student paying full sticker price with no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $11,524.00 | $19,332.00 | $40,835.00 |
| Senior year | $12,613.00 | $21,159.00 | $44,694.00 |
| Total 4-year net price | $48,251.00 | $80,946.00 | $170,979.00 |
| 10-year loan interest @ 6.8% | $18,382.00 | $30,837.00 | $65,137.00 |
| Total monthly payment | $555.00 | $932.00 | $1,968.00 |
| Total amount paid | $66,633.00 | $111,783.00 | $236,116.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.1% | 3.1% | 3.1% |
| Freshman year | $11,524.00 | $19,332.00 | $40,835.00 |
| Senior year | $11,876.00 | $19,923.00 | $42,082.00 |
| Total 2-year net price | $23,399.00 | $39,255.00 | $82,917.00 |
| 10-year loan interest @ 6.8% | $8,914.00 | $14,955.00 | $31,588.00 |
| Total monthly payment | $269.00 | $452.00 | $954.00 |
| Total amount paid | $32,314.00 | $54,210.00 | $114,506.00 |
See the full net-price breakdown in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $20,148.00 |
| Average net price (off-campus) | $17,680.00 |
Net price is far from uniform: lower-income families typically pay much less after aid. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $15,667.00 |
| $30,000 to $48,000 | $10,224.00 |
| $48,001 to $75,000 | $16,099.00 |
| $75,001 to $110,000 | $17,008.00 |
| Over $110,000 | $23,753.00 |
Get a tailored estimate from the Bethany Lutheran College Net Price Calculator, or get in touch with the financial aid office.
Curious how grants and scholarships are distributed? Explore the financial aid page.
Median graduate debt at Bethany Lutheran College stands at $15,935.00, which the Department of Education classifies as a Low ($10-20k) burden tier.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,500.00 |
| 25th | $8,000.00 |
| Median (50th) | $15,935.00 |
| 75th | $25,812.00 |
| 90th | $28,812.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt detail.
Debt outcomes vary substantially with family income. Below the data splits borrowers across three income groups:
| Family income | Median debt at graduation |
|---|---|
| Low income | $12,000.00 |
| Middle income | $16,000.00 |
| High income | $18,082.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,560.00 |
| Continuing-generation students | $16,438.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. The Pell vs non-Pell debt gap reveals how borrowing differs by need.
The median debt difference between Pell-eligible and non-Pell graduates of Bethany Lutheran College is $250.00. This institution is flagged by federal data for Pell-debt inequity.
The Department of Education default-rate tier for Bethany Lutheran College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 3.8% |
To put the rates in context, Stafford loans at Bethany Lutheran College amount to $29,798,766.00 over 2,240 student borrowers.
Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 3 |
| Avg GI Bill amount | $15,983.00 |
For the full rundown of veteran and military benefits, see the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Bethany Lutheran College, keep these questions in mind:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.