by our College Data Analytics TeamA large number of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The total price of attendance at Bethel University can feel overwhelming, but bear in mind that many students receive some sort of financial aid.
What financing options does Bethel University offer, and what will you qualify for? Keep scrolling for more information. Keep going to find out just how much financial aid will be open to you.
Eligibility for aid and scholarships is driven mostly by your household’s income and need. Continue reading to find information to help you understand just how much assistance you can expect to receive from Bethel University.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Among first-time, full-time freshmen at Bethel University, 96% of first-time, full-time freshmen received some form of financial aid (about 214 students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $25,046 |
| Institutional grants & scholarships | 90% | $20,303 |
| Federal Pell grants | 41% | $5,303 |
| State/local grants | 33% | $9,698 |
| Federal student loans | 57% | $5,299 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Across the undergraduate body at Bethel University, about 86% of undergrads got grants or scholarships worth on average $22,671 (across approximately 939 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 86% | $22,671 |
| Federal Pell grants | 33% | $5,425 |
| Federal student loans | 46% | $6,739 |
For students living on campus and receiving title-IV aid, grants averaged $25,275.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $14,368 |
| $30,001 – $75,000 | $18,294 |
| Over $75,000 | $24,636 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $18,610 |
| Off-campus title-IV students | $19,726 |
For a personalized estimate based on your family’s financial situation, use Bethel University’s net price tool: betheluniversity.edu/admissions-aid/scholarships-and-aid/net-price-calculator/.
A typical borrower at Bethel University leaves with $19,293 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $19,293 |
| Median federal debt (graduates only) | $25,000 |
| Typical 10-year monthly payment (graduates) | $265.04/mo |
Spreading the median graduate debt over a standard 10-year repayment schedule works out to roughly the monthly payment shown above.
Looking only at the median can be misleading because it hides the spread. The four reference points below map the debt distribution at Bethel University.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,500 |
| 25th percentile | $8,410 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $37,673 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $19,061 |
| Middle income | $20,500 |
| High income | $17,320 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $19,500 |
| Continuing-generation students | $18,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $19,000 |
| Independent students | $20,059 |
The Department of Education computes summary indicators that describe debt outcomes at a glance. Bethel University.
The Stafford loan program is the largest source of federal direct loans to undergraduates. The annual Stafford volume below reflects program activity at Bethel University:
| Metric | Value |
|---|---|
| Stafford loan recipients | 7071 |
| Total Stafford loan amount | $144,547,233 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 9 |
| Total GI Bill amount | $87,415 |
| Average GI Bill amount per recipient | $9,713 |
References
More about our data sources and methodologies.