by our College Data Analytics TeamThis overview lays out the cost of attending Bethel University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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The cost of attendance at Bethel University is about $56,310.00 per year.
Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.
| Tuition and fees | $44,226.00 |
| + Room, board & other expenses | $12,084.00 |
| Total cost | $56,310.00 |
| That is 72% above the national average net price. |
| Total cost | $56,310.00 |
| − Grants and scholarships | −$30,013.00 |
| Net price | $26,297.00 |
| That is 20% below the national average net price. |
| Total cost | $56,310.00 |
| − Grants and scholarships | −$36,351.00 |
| Net price | $19,959.00 |
| That is 39% below the national average net price. | |
| Go deeper on the components with tuition and fees and room and board. |
Costs have trended upward in recent years by roughly 3.3% annually, so the projections below total more than one year of attendance. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan math assumes ten-year repayment at 6.8% interest.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $20,625.00 | $27,174.00 | $58,189.00 |
| Senior year | $22,759.00 | $29,986.00 | $64,210.00 |
| Total 4-year net price | $86,722.00 | $114,260.00 | $244,667.00 |
| 10-year loan interest @ 6.8% | $33,038.00 | $43,529.00 | $93,209.00 |
| Total monthly payment | $998.00 | $1,315.00 | $2,816.00 |
| Total amount paid | $119,760.00 | $157,789.00 | $337,876.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.3% | 3.3% | 3.3% |
| Freshman year | $20,625.00 | $27,174.00 | $58,189.00 |
| Senior year | $21,313.00 | $28,081.00 | $60,131.00 |
| Total 2-year net price | $41,938.00 | $55,256.00 | $118,319.00 |
| 10-year loan interest @ 6.8% | $15,977.00 | $21,050.00 | $45,075.00 |
| Total monthly payment | $483.00 | $636.00 | $1,362.00 |
| Total amount paid | $57,915.00 | $76,306.00 | $163,395.00 |
Read more in the Net Price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. This is the more honest cost figure for most families, since it accounts for institutional and federal aid.
| Average net price (on-campus) | $28,556.00 |
| Average net price (off-campus) | $28,439.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The table below shows the average net price by family-income bracket:
| Family income | Average net price |
|---|---|
| Under $30,000 | $22,031.00 |
| $30,000 to $48,000 | $20,796.00 |
| $48,001 to $75,000 | $22,279.00 |
| $75,001 to $110,000 | $27,603.00 |
| Over $110,000 | $33,418.00 |
Run your own numbers with the Bethel University Net Price Calculator, or get in touch with the financial aid office.
Want to know how that aid is awarded? See the financial aid breakdown.
Median graduate debt at Bethel University comes to $18,272.00, categorized as a Low ($10-20k) debt-burden bucket.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $4,750.00 |
| 25th | $9,294.00 |
| Median (50th) | $18,272.00 |
| 75th | $27,000.00 |
| 90th | $31,000.00 |
The distance from the 10th to the 90th percentile shows how widely debt outcomes vary.
Dig deeper into debt on the student loan debt page.
Debt at graduation is far from uniform across income levels. The breakdown below segments borrowers by family income at entry:
| Family income | Median debt at graduation |
|---|---|
| Low income | $13,500.00 |
| Middle income | $17,652.00 |
| High income | $19,500.00 |
First-generation college students often carry different debt loads than their continuing-generation peers.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $17,158.00 |
| Continuing-generation students | $19,000.00 |
The Pell Grant is the largest federal grant for undergraduates from low-income families. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Bethel University amounts to $-33.00.
The federal default-rate tier for Bethel University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 2.2% |
For scale, federal Stafford loan disbursements at Bethel University total $336,496,719.00 distributed across 13,770 borrowers.
Veterans and current servicemembers may be eligible for major federal education benefits like the Post-9/11 GI Bill and DoD tuition assistance.
| GI Bill recipients | 36 |
| Avg GI Bill amount | $25,554.00 |
| DoD Tuition Assistance recipients | 22 |
| Avg DoD Tuition Assistance | $2,938.00 |
Explore GI Bill and military aid in detail on the college veterans page.
Numbers only tell part of the story. As you weigh Bethel University, keep these questions in mind:
Each page below covers one part of paying for college in more detail:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.