by our College Data Analytics TeamHere is what you can expect to pay at Biola University, from the published cost of attendance and projected degree cost through to net price, median student debt at graduation, default outcomes, and how aid varies by family income.
If you want to dig into a particular figure, jump to any section below:
What it costs to attend Biola University amounts to about $58,430.00 a year.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $48,984.00 |
| + Room, board & other expenses | $9,446.00 |
| Total cost | $58,430.00 |
| That is 78% above the national average net price. |
| Total cost | $58,430.00 |
| − Grants and scholarships | −$31,262.00 |
| Net price | $27,168.00 |
| That is 17% below the national average net price. |
| Total cost | $58,430.00 |
| − Grants and scholarships | −$35,613.00 |
| Net price | $22,817.00 |
| That is 30% below the national average net price. | |
| For the full breakdown, see tuition and fees plus room and board. |
Costs have trended upward in recent years by around 3.4% a year, so a full degree will cost more than a single year — the tables below carry that forward. The projections below run a full degree for a low-income aided student, an average-aid student, and the full sticker price. The loan rows amortise the projected total over a ten-year, 6.8% repayment.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $23,586.00 | $28,084.00 | $60,400.00 |
| Senior year | $26,053.00 | $31,021.00 | $66,717.00 |
| Total 4-year net price | $99,224.00 | $118,145.00 | $254,093.00 |
| 10-year loan interest @ 6.8% | $37,801.00 | $45,009.00 | $96,800.00 |
| Total monthly payment | $1,142.00 | $1,360.00 | $2,924.00 |
| Total amount paid | $137,025.00 | $163,154.00 | $350,894.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 3.4% | 3.4% | 3.4% |
| Freshman year | $23,586.00 | $28,084.00 | $60,400.00 |
| Senior year | $24,381.00 | $29,031.00 | $62,436.00 |
| Total 2-year net price | $47,968.00 | $57,115.00 | $122,836.00 |
| 10-year loan interest @ 6.8% | $18,274.00 | $21,759.00 | $46,796.00 |
| Total monthly payment | $552.00 | $657.00 | $1,414.00 |
| Total amount paid | $66,241.00 | $78,873.00 | $169,632.00 |
For the complete net-price picture, see the net-price section.
Net price reflects the true cost to attend after grant and scholarship aid is deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $31,495.00 |
| Average net price (off-campus) | $28,101.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $23,001.00 |
| $30,000 to $48,000 | $21,504.00 |
| $48,001 to $75,000 | $25,038.00 |
| $75,001 to $110,000 | $28,830.00 |
| Over $110,000 | $35,263.00 |
Get a tailored estimate from the Biola University Net Price Calculator, or contact the financial aid office.
Want to know how that aid is awarded? See the grants & scholarships detail.
Typical debt at graduation from Biola University is $19,000.00, which federal data classifies as a Low ($10-20k) burden category.
The percentile breakdown reveals the full debt landscape:
| Percentile | Debt at graduation |
|---|---|
| 10th | $5,030.00 |
| 25th | $9,250.00 |
| Median (50th) | $19,000.00 |
| 75th | $27,000.00 |
| 90th | $33,000.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Read the complete debt breakdown on the student loan debt detail.
Student debt at graduation is not evenly distributed across income levels. The figures below split graduating borrowers into three income brackets:
| Family income | Median debt at graduation |
|---|---|
| Low income | $19,500.00 |
| Middle income | $19,500.00 |
| High income | $18,375.00 |
Low-income graduates carry $1,125.00 more than graduates from high-income families.
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $19,656.00 |
| Continuing-generation students | $17,750.00 |
First-gen students at Biola University graduate with $1,906.00 more median debt than continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Looking at Pell recipients versus non-recipients tells us how debt is distributed across need.
The gap between Pell-eligible and non-Pell median debt at Biola University amounts to $5,291.00. Federal data flags this school for Pell-related debt inequity.
The federal default-rate classification for Biola University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 1.6% |
For a sense of scale, Stafford disbursements at Biola University total $342,968,316.00 over 14,354 loan recipients.
Veterans and current servicemembers may be eligible for major federal education benefits including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 103 |
| Avg GI Bill amount | $14,775.00 |
| DoD Tuition Assistance recipients | 10 |
| Avg DoD Tuition Assistance | $2,900.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Biola University, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.