This guide covers the real cost of attending Black Hawk College, including attendance costs, projected four- and two-year degree costs, average net price, debt outcomes, and how aid is distributed across income levels.
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Attendance costs at Black Hawk College came in between $11,809.00 through $11,959.00 based on in-state versus out-of-state status.
In-state students paid the lower published figure, while out-of-state students faced the higher one: about $11,809.00 in-state, rising to $11,959.00 for non-residents.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $7,950.00 |
| + Room, board & other expenses | $3,859.00 |
| Total cost | $11,809.00 |
| That is 39% below the national average net price. |
| Total cost | $11,809.00 |
| − Grants and scholarships | −$5,347.00 |
| Net price | $6,462.00 |
| That is 66% below the national average net price. |
| Total cost | $11,809.00 |
| − Grants and scholarships | −$7,922.00 |
| Net price | $3,887.00 |
| That is 80% below the national average net price. |
| Tuition and fees | $8,100.00 |
| + Room, board & other expenses | $3,859.00 |
| Total cost | $11,959.00 |
| That is 38% below the national average net price. |
| Total cost | $11,959.00 |
| − Grants and scholarships | −$5,347.00 |
| Net price | $6,612.00 |
| That is 66% below the national average net price. |
| Total cost | $11,959.00 |
| − Grants and scholarships | −$7,922.00 |
| Net price | $4,037.00 |
| That is 79% below the national average net price. | |
| For the full breakdown, see the tuition & fees page plus room and board. |
The reported cost series has been increasing at a recent average of 2.0% per year, so the four-year total runs well above today’s cost. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan totals assume a ten-year repayment at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.0% | 2.0% | 2.0% |
| Freshman year | $3,963.00 | $6,589.00 | $12,041.00 |
| Senior year | $4,201.00 | $6,984.00 | $12,763.00 |
| Total 4-year net price | $16,325.00 | $27,140.00 | $49,597.00 |
| 10-year loan interest @ 6.8% | $6,219.00 | $10,339.00 | $18,895.00 |
| Total monthly payment | $188.00 | $312.00 | $571.00 |
| Total amount paid | $22,545.00 | $37,480.00 | $68,492.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.0% | 2.0% | 2.0% |
| Freshman year | $3,963.00 | $6,589.00 | $12,041.00 |
| Senior year | $4,041.00 | $6,718.00 | $12,277.00 |
| Total 2-year net price | $8,004.00 | $13,307.00 | $24,317.00 |
| 10-year loan interest @ 6.8% | $3,049.00 | $5,069.00 | $9,264.00 |
| Total monthly payment | $92.00 | $153.00 | $280.00 |
| Total amount paid | $11,053.00 | $18,376.00 | $33,581.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.0% | 2.0% | 2.0% |
| Freshman year | $4,116.00 | $6,742.00 | $12,193.00 |
| Senior year | $4,363.00 | $7,146.00 | $12,925.00 |
| Total 4-year net price | $16,955.00 | $27,770.00 | $50,227.00 |
| 10-year loan interest @ 6.8% | $6,459.00 | $10,579.00 | $19,135.00 |
| Total monthly payment | $195.00 | $320.00 | $578.00 |
| Total amount paid | $23,415.00 | $38,350.00 | $69,362.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 2.0% | 2.0% | 2.0% |
| Freshman year | $4,116.00 | $6,742.00 | $12,193.00 |
| Senior year | $4,197.00 | $6,874.00 | $12,433.00 |
| Total 2-year net price | $8,313.00 | $13,615.00 | $24,626.00 |
| 10-year loan interest @ 6.8% | $3,167.00 | $5,187.00 | $9,382.00 |
| Total monthly payment | $96.00 | $157.00 | $283.00 |
| Total amount paid | $11,480.00 | $18,802.00 | $34,008.00 |
Read more in the Net Price section.
The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $6,944.00 |
| Average net price (off-campus) | $6,718.00 |
Net price is not the same for every family — it falls as financial need rises and grant aid increases. The breakdown below splits average net price across income brackets:
| Family income | Average net price |
|---|---|
| Under $30,000 | $4,377.00 |
| $30,000 to $48,000 | $5,142.00 |
| $48,001 to $75,000 | $8,048.00 |
| $75,001 to $110,000 | $10,147.00 |
| Over $110,000 | $11,809.00 |
Estimate your specific net price using the school’s Black Hawk College Net Price Calculator, or reach out to the financial aid office.
For the grant-and-scholarship detail behind these figures, see the grants & scholarships detail.
Typical debt at graduation from Black Hawk College stands at $5,302.00, which the Department of Education classifies as a Very Low (<$10k) debt-burden category.
The full distribution of debt at graduation looks like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $1,312.00 |
| 25th | $2,175.00 |
| Median (50th) | $5,302.00 |
| 75th | $7,336.00 |
| 90th | $11,500.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
Explore borrowing, repayment, and default in detail on the student loan debt page.
Family income tracks closely with debt at graduation. Below, debt is broken out by low, middle, and high family income:
| Family income | Median debt at graduation |
|---|---|
| Low income | $4,316.00 |
| Middle income | $5,500.00 |
| High income | $5,500.00 |
Debt at graduation often differs for first-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $5,000.00 |
| Continuing-generation students | $5,500.00 |
Pell Grant eligibility is a useful proxy for low-income status among undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.
The Pell-versus-non-Pell median debt difference at Black Hawk College works out to $-906.00.
The federal default-rate classification for Black Hawk College is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 8.8% |
To give some context for these rates, Stafford loans disbursed at Black Hawk College come to $34,599,709.00 spread across 6,052 disbursements.
Veteran and active-military students often access dedicated federal aid programs including the GI Bill and Tuition Assistance from the Department of Defense.
| GI Bill recipients | 34 |
| Avg GI Bill amount | $2,555.00 |
| DoD Tuition Assistance recipients | 6 |
| Avg DoD Tuition Assistance | $735.00 |
Dig into veteran education benefits on the veteran aid breakdown.
Beyond the data above, it helps to ask a few questions when weighing Black Hawk College, the questions below are worth your time:
Explore the related pages below for a deeper look at the cost picture:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.