by our College Data Analytics TeamThis guide covers the real cost of attending Black Hills State University, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.
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Attendance costs at Black Hills State University varied between $21,343.00 and up to $24,445.00 depending on whether you qualify for in-state rates.
Where you live mattered — in-state students paid less than out-of-state students: about $21,343.00 for in-state students versus $24,445.00 out-of-state.
The three scenarios below move from the full sticker price, to the net price after average aid, to the net price low-income students typically pay.
| Tuition and fees | $8,764.00 |
| + Room, board & other expenses | $12,579.00 |
| Total cost | $21,343.00 |
| That is 11% above the national average net price. |
| Total cost | $21,343.00 |
| − Grants and scholarships | −$5,366.00 |
| Net price | $15,977.00 |
| That is 17% below the national average net price. |
| Total cost | $21,343.00 |
| − Grants and scholarships | −$9,414.00 |
| Net price | $11,929.00 |
| That is 38% below the national average net price. |
| Tuition and fees | $11,866.00 |
| + Room, board & other expenses | $12,579.00 |
| Total cost | $24,445.00 |
| That is 27% above the national average net price. |
| Total cost | $24,445.00 |
| − Grants and scholarships | −$5,366.00 |
| Net price | $19,079.00 |
| That is roughly at the national average net price. |
| Total cost | $24,445.00 |
| − Grants and scholarships | −$9,414.00 |
| Net price | $15,031.00 |
| That is 22% below the national average net price. | |
| For the full breakdown, see tuition and fees and room and board. |
The projections below extend the current annual cost across a degree. The detailed projections below compare a degree for a low-income aided student, an average-aid student, and a no-aid student. Loan figures amortise the projected total over ten years at 6.8%.
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $11,929.00 | $15,977.00 | $21,343.00 |
| Senior year | $11,929.00 | $15,977.00 | $21,343.00 |
| Total 4-year net price | $47,716.00 | $63,908.00 | $85,372.00 |
| 10-year loan interest @ 6.8% | $18,178.00 | $24,347.00 | $32,524.00 |
| Total monthly payment | $549.00 | $735.00 | $982.00 |
| Total amount paid | $65,894.00 | $88,255.00 | $117,896.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $11,929.00 | $15,977.00 | $21,343.00 |
| Senior year | $11,929.00 | $15,977.00 | $21,343.00 |
| Total 2-year net price | $23,858.00 | $31,954.00 | $42,686.00 |
| 10-year loan interest @ 6.8% | $9,089.00 | $12,173.00 | $16,262.00 |
| Total monthly payment | $275.00 | $368.00 | $491.00 |
| Total amount paid | $32,947.00 | $44,127.00 | $58,948.00 |
| Projected 4-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $15,031.00 | $19,079.00 | $24,445.00 |
| Senior year | $15,031.00 | $19,079.00 | $24,445.00 |
| Total 4-year net price | $60,124.00 | $76,316.00 | $97,780.00 |
| 10-year loan interest @ 6.8% | $22,905.00 | $29,074.00 | $37,251.00 |
| Total monthly payment | $692.00 | $878.00 | $1,125.00 |
| Total amount paid | $83,029.00 | $105,390.00 | $135,031.00 |
| Projected 2-year net costs | Low Income w/ Aid | w/ Average Aid | No Aid |
|---|---|---|---|
| Annual growth rate | 0% | 0% | 0% |
| Freshman year | $15,031.00 | $19,079.00 | $24,445.00 |
| Senior year | $15,031.00 | $19,079.00 | $24,445.00 |
| Total 2-year net price | $30,062.00 | $38,158.00 | $48,890.00 |
| 10-year loan interest @ 6.8% | $11,453.00 | $14,537.00 | $18,625.00 |
| Total monthly payment | $346.00 | $439.00 | $563.00 |
| Total amount paid | $41,515.00 | $52,695.00 | $67,515.00 |
| For the complete net-price picture, see the net price section below. |
The net price is the real out-of-pocket cost — what families pay after grant and scholarship aid is applied. For most prospective students, net price gives a more realistic estimate than sticker tuition.
| Average net price (on-campus) | $15,911.00 |
| Average net price (off-campus) | $17,001.00 |
What families actually pay shifts with income, since need-based grants are larger for lower-income students. Below, average net price is broken out by family income:
| Family income | Average net price |
|---|---|
| Under $30,000 | $12,475.00 |
| $30,000 to $48,000 | $13,564.00 |
| $48,001 to $75,000 | $17,864.00 |
| $75,001 to $110,000 | $19,145.00 |
| Over $110,000 | $19,987.00 |
Run your own numbers with the Black Hills State University Net Price Calculator, or visit the financial aid office.
For the grant-and-scholarship detail behind these figures, see the financial aid page.
Median graduate debt at Black Hills State University works out to $15,000.00, landing it in the Low ($10-20k) debt-load classification.
Across borrowers, debt at graduation distributes like this:
| Percentile | Debt at graduation |
|---|---|
| 10th | $3,125.00 |
| 25th | $5,500.00 |
| Median (50th) | $15,000.00 |
| 75th | $26,000.00 |
| 90th | $38,530.00 |
The spread between the 10th and 90th percentiles reflects how variable debt outcomes are at this school.
For the full borrowing and repayment picture, see the student loan debt detail.
Debt outcomes vary substantially with family income. The table below divides borrowers into three income tiers:
| Family income | Median debt at graduation |
|---|---|
| Low income | $16,148.00 |
| Middle income | $16,000.00 |
| High income | $13,499.00 |
Borrowers from lower-income families leave school with $2,649.00 more debt than their high-income peers.
First-generation students frequently graduate with different debt than continuing-generation students.
| Student group | Median debt at graduation |
|---|---|
| First-generation students | $15,500.00 |
| Continuing-generation students | $13,940.00 |
First-generation graduates from Black Hills State University hold $1,560.00 in additional median debt versus continuing-generation peers.
Pell Grants are the largest source of federal need-based aid for undergrads. Comparing Pell recipients vs non-recipients shows how debt is distributed by need.
The Pell-versus-non-Pell median debt difference at Black Hills State University stands at $7,628.00. This school carries a federal Pell-debt-inequity flag.
The federal default-rate classification for Black Hills State University is Low (<5%).
| Window | Cohort default rate |
|---|---|
| 2-year | 6.4% |
For context on the loan portfolio, Stafford disbursements at Black Hills State University come to $245,387,334.00 across 14,036 disbursements.
Veterans and current servicemembers may be eligible for major federal education benefits including the Post-9/11 GI Bill and Department of Defense Tuition Assistance.
| GI Bill recipients | 71 |
| Avg GI Bill amount | $6,021.00 |
| DoD Tuition Assistance recipients | 82 |
| Avg DoD Tuition Assistance | $2,125.00 |
Explore GI Bill and military aid in detail on the veteran aid breakdown.
The data above is a foundation; round it out by asking yourself about Black Hills State University, the questions below are worth your time:
Use the pages below to go deeper on a specific part of the cost story:
Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.