by our College Data Analytics TeamHere you will find what students actually borrow to attend Blackstone Valley Vocational Regional School District— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Across the full undergraduate body at Blackstone Valley Vocational Regional School District (freshmen included), 33% rely on federal student loans toward their education, with a mean of $6,921 a year.
Repeating that yearly amount projects to about $13,842 by year two and around $27,684 by the fourth year. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 33% |
| Average federal loan per year | $6,921 |
| Undergraduates with a federal loan | 13 |
| Total federal loans (one year) | $89,967 |
Graduating and withdrawing students at Blackstone Valley Vocational Regional School District carry a median federal debt of $7,454 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $7,454 |
| Students who completed (graduates) | $9,500 |
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Blackstone Valley Vocational Regional School District.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $5,500 |
| 75th percentile | $9,500 |
The indicators below describe what the typical debt costs to pay back at Blackstone Valley Vocational Regional School District.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. Two-year cohort default-rate data for Blackstone Valley Vocational Regional School District appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 0% |
| Borrowers in the cohort | 5 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,300 |
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.