by our College Data Analytics TeamHere you will find what students actually borrow to attend Blessing Rieman College of Nursing and Health Sciences— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Across the full undergraduate body at BRCN (freshmen included), 37% use federal student loans to help pay for their education, averaging $6,983 each per year.
At a steady annual pace, that totals around $13,966 after two years and $27,932 after four. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 37% |
| Average federal loan per year | $6,983 |
| Undergraduates with a federal loan | 65 |
| Total federal loans (one year) | $453,912 |
The median student at BRCN borrows $11,250 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $11,250 |
| Students who completed (graduates) | $13,000 |
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at BRCN.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,000 |
| 25th percentile | $7,500 |
| 75th percentile | $19,000 |
| 90th percentile (highest-debt students) | $25,214 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at BRCN.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at BRCN.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 37 | $14,967 |
The split below distinguishes Stafford borrowers from non-Stafford borrowers at BRCN.
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 20 | — |
| No Stafford loan this year | 17 | — |
These figures turn the debt totals into a monthly repayment picture for BRCN.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for BRCN is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 1.8% |
| Borrowers in the cohort | 53 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $13,000 |
| Middle income | $13,000 |
| High income | $10,316 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $10,246 |
| Continuing-generation students | $11,250 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $10,000 |
| Independent students | $16,375 |
Federal data publishes the following gap measures for BRCN.
Subsidized vs. Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.