by our College Data Analytics TeamMost students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at Bluegrass Community and Technical College can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial assistance options will Bluegrass Community and Technical College offer you, and what will you qualify for? Read on for more information. Read on to discover how much school funding could be available to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Read on to get a sense of the financial assistance available at Bluegrass Community and Technical College.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at Bluegrass Community and Technical College, 93% of first-time, full-time freshmen received some form of financial aid some 1029 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 91% | $6,426 |
| Institutional grants & scholarships | 13% | $2,214 |
| Federal Pell grants | 56% | $5,615 |
| State/local grants | 85% | $2,707 |
| Federal student loans | 20% | $4,845 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, roughly 82% of the undergraduate population received grant aid that averaged $3,807 (covering around 9582 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 82% | $3,807 |
| Federal Pell grants | 33% | $4,519 |
| Federal student loans | 18% | $5,795 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $7,789.
How much a family pays depends heavily on income, because most aid is awarded on the basis of financial need.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,510 |
| $30,001 – $75,000 | $6,252 |
| Over $75,000 | $10,330 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $6,113 |
| Off-campus title-IV students | $5,920 |
For a personalized estimate based on your family’s financial situation, use Bluegrass Community and Technical College’s online cost calculator: bluegrass.kctcs.edu/affording-college/net-price-calculator/index.aspx.
The median student at Bluegrass Community and Technical College graduates with $6,755 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,755 |
| Median federal debt (graduates only) | $10,500 |
| Typical 10-year monthly payment (graduates) | $111.32/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
A single median figure conceals how much debt outcomes differ student to student. Use the percentiles below to see the debt range at Bluegrass Community and Technical College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,958 |
| 25th percentile | $3,267 |
| 75th percentile | $12,805 |
| 90th percentile (highest-debt students) | $22,533 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $7,030 |
| Middle income | $7,000 |
| High income | $5,500 |
First-Gen vs Continuing-Gen Median Debt
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,049 |
| Continuing-generation students | $5,500 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $8,500 |
The figure below distills the debt data into a single burden category for Bluegrass Community and Technical College.
Most undergraduate borrowing runs through the federal Stafford loan program. The aggregate figures below show how active the program is at Bluegrass Community and Technical College:
| Metric | Value |
|---|---|
| Stafford loan recipients | 39939 |
| Total Stafford loan amount | $519,320,316 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 81 |
| Total GI Bill amount | $442,613 |
| Average GI Bill amount per recipient | $5,464 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 42 |
| Total DoD amount | $126,361 |
| Average DoD amount per recipient | $3,009 |
References
More about our data sources and methodologies.