by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Branford Academy of Hair & Cosmetology-Bridgeport— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
Looking at the entering class at Branford Academy of Hair & Cosmetology-Bridgeport, 80% of incoming undergraduates borrow in year one, with a typical loan of $5,500 each, across private and federal loan sources.
On the federal side, the average loan is $5,500, or about 100.0% of the $5,500 cap on first-year federal borrowing for the typical dependent student. Bear in mind the undergraduate averages later on cover federal loans only, whereas this freshman total folds in private loans too.
Counting every undergraduate at Branford Academy of Hair & Cosmetology-Bridgeport, 18% rely on federal student loans toward their education, with a mean of $5,500 each per year.
Borrowing at that rate every year works out to about $11,000 across two years and $22,000 across a four-year program. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 18% |
| Average federal loan per year | $5,500 |
| Undergraduates with a federal loan | 8 |
| Total federal loans (one year) | $44,000 |
The median student at Branford Academy of Hair & Cosmetology-Bridgeport borrows $6,333 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,333 |
| Students who completed (graduates) | $6,333 |
| Students who withdrew | $4,750 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Branford Academy of Hair & Cosmetology-Bridgeport.
| Percentile | Cumulative Federal Debt |
|---|---|
| 25th percentile | $4,750 |
| 75th percentile | $13,089 |
The indicators below describe what the typical debt costs to pay back at Branford Academy of Hair & Cosmetology-Bridgeport.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Branford Academy of Hair & Cosmetology-Bridgeport follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 6.4% |
| Borrowers in the cohort | 31 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $6,333 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,666 |
| Independent students | $6,333 |
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.