by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Brookline College-Tempe— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. The data below is drawn directly from federal sources.
For incoming students at Brookline College - Tempe, 63% of new students use loans toward freshman-year expenses, with a typical loan of $7,449 each — a figure that counts both private and federal student loans.
The typical federal loan comes to $7,449. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
For undergraduates overall at Brookline College - Tempe, 58% rely on federal student loans toward their education, borrowing on average $8,014 each per year. This works out to 7.6% greater than the $7,449 freshmen take on.
Carrying that yearly figure forward comes to roughly $16,028 over two years and about $32,056 across a four-year program. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 58% |
| Average federal loan per year | $8,014 |
| Undergraduates with a federal loan | 232 |
| Total federal loans (one year) | $1,859,231 |
Graduating and withdrawing students at Brookline College - Tempe carry a median federal debt of $9,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $6,306 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Brookline College - Tempe.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,610 |
| 25th percentile | $5,500 |
| 75th percentile | $15,843 |
| 90th percentile (highest-debt students) | $26,125 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Brookline College - Tempe.
Median federal debt understates the full cost when PLUS loans are included. The totals below add PLUS borrowing for Brookline College - Tempe.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 498 | $6,000 |
| Completed (graduates) | 349 | $7,028 |
| Did not complete | 149 | $4,652 |
On a standard 10-year plan, the median completing borrower would pay about $83.57/mo.
Federal data lets us separate Stafford borrowers from the rest at Brookline College - Tempe.
Any-Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 482 | — |
| No Stafford loan | 16 | — |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 465 | $6,074 |
| No Stafford loan this year | 33 | $4,381 |
These figures turn the debt totals into a monthly repayment picture for Brookline College - Tempe.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Brookline College - Tempe follows.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.0% |
| Borrowers in the cohort | 3469 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,491 |
| Middle income | $9,500 |
| High income | $11,758 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,497 |
| Continuing-generation students | $11,611 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,124 |
| Independent students | $9,500 |
Federal data publishes the following gap measures for Brookline College - Tempe.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.