by our College Data Analytics TeamBelow is federal data on the loans students use to pay for Brookline College-Tucson, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Brookline College - Tucson, 70% of new students use loans toward freshman-year expenses, at roughly $5,697 each, across private and federal loan sources.
The average federally funded loan is $5,697. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Among all degree-seeking undergrads at Brookline College - Tucson, 55% use federal student loans to help pay for their education, borrowing on average $7,552 a year. This works out to 32.6% more than the $5,697 borrowed by freshmen.
Borrowing at that rate every year works out to about $15,104 over two years and about $30,208 over a four-year span. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 55% |
| Average federal loan per year | $7,552 |
| Undergraduates with a federal loan | 160 |
| Total federal loans (one year) | $1,208,327 |
The median student at Brookline College - Tucson borrows $9,500 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $9,500 |
| Students who withdrew | $6,306 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Brookline College - Tucson.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,610 |
| 25th percentile | $5,500 |
| 75th percentile | $15,843 |
| 90th percentile (highest-debt students) | $26,125 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Brookline College - Tucson.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Brookline College - Tucson.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 498 | $6,000 |
| Completed (graduates) | 349 | $7,028 |
| Did not complete | 149 | $4,652 |
On a standard 10-year plan, the median completing borrower would pay about $83.57/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Brookline College - Tucson.
Borrowers With Any Stafford Loan
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 482 | — |
| No Stafford loan | 16 | — |
Current-Year Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 465 | $6,074 |
| No Stafford loan this year | 33 | $4,381 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Brookline College - Tucson.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The federal two-year cohort default rate for Brookline College - Tucson is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 13.0% |
| Borrowers in the cohort | 3469 |
This rate follows a borrower cohort from the start of repayment through the two-year window the Department of Education uses.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,491 |
| Middle income | $9,500 |
| High income | $11,758 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,497 |
| Continuing-generation students | $11,611 |
Dependent vs Independent Borrowers
| Cohort | Median federal debt |
|---|---|
| Dependent students | $9,124 |
| Independent students | $9,500 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Brookline College - Tucson.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Important to Remember
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.