by our College Data Analytics TeamHere you will find what students actually borrow to attend Brown Beauty Barber School— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
At Brown Beauty Barber School specifically, 100% of freshmen borrow to help pay for their first year, averaging $9,056 each — a figure that counts both private and federal student loans.
The typical federal loan comes to $9,056. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Counting every undergraduate at Brown Beauty Barber School, 85% take out federal student loans, borrowing on average $7,488 each per year. This is 17.3% less than the $9,056 typical freshmen borrow.
Carrying that yearly figure forward comes to roughly $14,976 by year two and around $29,952 after four. This assumes steady federal borrowing and leaves out private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 85% |
| Average federal loan per year | $7,488 |
| Undergraduates with a federal loan | 61 |
| Total federal loans (one year) | $456,790 |
The middle borrower at Brown Beauty Barber School owes $9,054 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,054 |
| Students who completed (graduates) | $9,833 |
These figures turn the debt totals into a monthly repayment picture for Brown Beauty Barber School.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,054 |
| Independent students | $10,500 |
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Worth Knowing
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.