by our College Data Analytics TeamA lot of students are not billed the full sticker price of a school. Rather, they are offered a financial aid plan that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at Ross College-Hopkinsville can sound overpowering, but remember that the majority of students get some type of financial assistance.
Just what financing solutions does Ross College-Hopkinsville provide, and just what are you going to be eligible for? Keep scrolling for answers. Keep scrolling to discover how much school funding could be available to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. Use the information below to understand how much financial assistance you may get from Ross College-Hopkinsville.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
Looking at the entering class at Ross College-Hopkinsville, 86% of first-year full-time students received aid of some kind roughly 38 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 77% | $5,071 |
| Institutional grants & scholarships | 0% | — |
| Federal Pell grants | 77% | $5,071 |
| State/local grants | 0% | — |
| Federal student loans | 68% | $7,157 |
Unlike loans, grants and scholarships are gift aid that does not need to be paid back, making them the most desirable form of assistance. Here, about 66% of the undergraduate population received grant aid that averaged $5,020 (across roughly 77 undergraduates).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 66% | $5,020 |
| Federal Pell grants | 62% | $5,295 |
| Federal student loans | 62% | $7,219 |
Title-IV recipients living on campus saw average grant aid of $4,654.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $21,544 |
| $30,001 – $75,000 | $22,290 |
| Over $75,000 | $26,586 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $19,909 |
| Off-campus title-IV students | $21,724 |
For a customized cost estimate, visit Ross College-Hopkinsville’s NPC: rosseducation.edu/consumer-info/#npc.
Graduating students at Ross College-Hopkinsville carry a median federal student debt of $7,719 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $7,719 |
| Median federal debt (graduates only) | $9,500 |
| Typical 10-year monthly payment (graduates) | $100.72/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
A single median figure conceals how much debt outcomes differ student to student. The four reference points below map the debt distribution at Ross College-Hopkinsville.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,596 |
| 25th percentile | $5,500 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $9,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $8,609 |
| Middle income | $7,000 |
| High income | $5,500 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $7,750 |
| Continuing-generation students | $7,221 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $5,500 |
| Independent students | $9,500 |
These indicators are derived from the underlying debt data and summarize the overall picture at Ross College-Hopkinsville.
Stafford loans make up the bulk of federal direct lending to undergraduates. The totals below capture Stafford lending at Ross College-Hopkinsville:
| Metric | Value |
|---|---|
| Stafford loan recipients | 23511 |
| Total Stafford loan amount | $270,946,967 |
The GI Bill and DoD Tuition Assistance are the main federal aid routes for veterans and service members.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 8 |
| Total GI Bill amount | $93,421 |
| Average GI Bill amount per recipient | $11,678 |
References
More about our data sources and methodologies.