by our College Data Analytics TeamThis page focuses on the debt students take on to attend Bryant & Stratton College-Greece: median debt, the percentile spread, total borrowing including PLUS loans, and the cost to repay. These figures are reported by the Department of Education and IPEDS.
Looking at the entering class at Bryant & Stratton College - Greece, 20% of incoming undergraduates borrow in year one, with a typical loan of $6,026 each, across private and federal loan sources.
Federal loans alone average $6,378. This is at or above the $5,500 first-year federal borrowing cap that applies to the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Looking at all undergraduates at Bryant & Stratton College - Greece, freshmen included, 73% finance part of their studies with federal loans, borrowing on average $6,852 in federal loans per year. It comes to 7.4% greater than the freshman federal average of $6,378.
Carrying that yearly figure forward comes to roughly $13,704 over two years and about $27,408 over four years. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 73% |
| Average federal loan per year | $6,852 |
| Undergraduates with a federal loan | 248 |
| Total federal loans (one year) | $1,699,404 |
The median student at Bryant & Stratton College - Greece borrows $9,500 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $21,549 |
| Students who withdrew | $7,155 |
The figure for students who withdrew is worth watching: debt without a completed credential is the hardest to repay.
Looking only at the median is misleading — these four percentiles describe the full debt distribution for borrowers at Bryant & Stratton College - Greece.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $21,331 |
| 90th percentile (highest-debt students) | $31,573 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at Bryant & Stratton College - Greece.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at Bryant & Stratton College - Greece.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 1539 | $7,900 |
| Completed (graduates) | 531 | $9,064 |
| Did not complete | 1008 | $7,468 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $107.78/mo.
The split below distinguishes Stafford borrowers from non-Stafford borrowers at Bryant & Stratton College - Greece.
Stafford vs Non-Stafford (any year)
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 1516 | $7,915 |
| No Stafford loan | 23 | $4,000 |
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 1380 | $7,733 |
| No Stafford loan this year | 159 | $9,850 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Bryant & Stratton College - Greece.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. The official Department of Education two-year default rate for Bryant & Stratton College - Greece is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 17.6% |
| Borrowers in the cohort | 9727 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
The breakdowns below show median federal debt by income, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $12,200 |
| High income | $9,694 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $10,936 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,500 |
| Independent students | $11,946 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at Bryant & Stratton College - Greece.
Subsidized vs. Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.