by our College Data Analytics TeamHere you will find what students actually borrow to attend Bryant & Stratton College-Syracuse North— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. These figures are reported by the Department of Education and IPEDS.
Looking at the entering class at Bryant & Stratton College - Syracuse North, 44% of incoming students take out a loan to help cover first-year costs, for an average of $6,446 apiece. This figure includes both private and federally funded student loans.
The average federally funded loan is $5,427, which is 98.7% of the $5,500 federal limit that applies to a typical first-year dependent borrower. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
For undergraduates overall at Bryant & Stratton College - Syracuse North, 74% rely on federal student loans toward their education, at an average of $6,679 in federal loans per year. It comes to 23.1% more than the $5,427 typical freshmen borrow.
Borrowing the same amount each year would add up to roughly $13,358 in two years and roughly $26,716 across a four-year program. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 74% |
| Average federal loan per year | $6,679 |
| Undergraduates with a federal loan | 361 |
| Total federal loans (one year) | $2,410,944 |
The middle borrower at Bryant & Stratton College - Syracuse North owes $9,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $9,500 |
| Students who completed (graduates) | $21,549 |
| Students who withdrew | $7,155 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Bryant & Stratton College - Syracuse North.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,750 |
| 25th percentile | $4,750 |
| 75th percentile | $21,331 |
| 90th percentile (highest-debt students) | $31,573 |
How wide this percentile range is tells you how much borrowing varies across students at Bryant & Stratton College - Syracuse North.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Bryant & Stratton College - Syracuse North.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 1539 | $7,900 |
| Completed (graduates) | 531 | $9,064 |
| Did not complete | 1008 | $7,468 |
For students who completed, the median total debt including PLUS loans works out to a standard 10-year payment of about $107.78/mo.
Federal data lets us separate Stafford borrowers from the rest at Bryant & Stratton College - Syracuse North.
Any-Stafford Borrowers
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Used a Stafford loan | 1516 | $7,915 |
| No Stafford loan | 23 | $4,000 |
Stafford This Year vs Not
| Cohort | Borrowers | Median debt incl. PLUS |
|---|---|---|
| Stafford loan this year | 1380 | $7,733 |
| No Stafford loan this year | 159 | $9,850 |
Repayment burden translates the debt figures into what a borrower actually pays each month. Bryant & Stratton College - Syracuse North.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Bryant & Stratton College - Syracuse North appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 17.6% |
| Borrowers in the cohort | 9727 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $9,500 |
| Middle income | $12,200 |
| High income | $9,694 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $9,500 |
| Continuing-generation students | $10,936 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $7,500 |
| Independent students | $11,946 |
These pre-calculated indicators summarize the borrowing gaps between cohorts at Bryant & Stratton College - Syracuse North.
Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.