by our College Data Analytics TeamThis page focuses on the debt students take on to attend Bryn Athyn College of the New Church, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
Looking at the entering class at Bryn Athyn College, 71% of new students use loans toward freshman-year expenses, averaging $6,105 apiece. This figure includes both private and federally funded student loans.
The typical federal loan comes to $4,766, amounting to 86.7% of the $5,500 cap on first-year federal borrowing for the typical dependent student. Remember the all-undergraduate figures below leave out private loans, so they will look lower than this private-plus-federal freshman amount.
Among all degree-seeking undergrads at Bryn Athyn College, 66% borrow through federal student loan programs, for a typical $6,094 annually. That is 27.9% more than the $4,766 typical freshmen borrow.
Repeating that yearly amount projects to about $12,188 in two years and roughly $24,376 after four. These figures assume identical federal borrowing each year and omit private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 66% |
| Average federal loan per year | $6,094 |
| Undergraduates with a federal loan | 179 |
| Total federal loans (one year) | $1,090,758 |
The middle borrower at Bryn Athyn College owes $13,500 in federal student loans.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $13,500 |
| Students who completed (graduates) | $22,250 |
| Students who withdrew | $9,500 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
The median hides the spread, so the percentiles below show cumulative federal debt at four points in the distribution for Bryn Athyn College.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,100 |
| 25th percentile | $7,334 |
| 75th percentile | $27,000 |
| 90th percentile (highest-debt students) | $32,500 |
How wide this percentile range is tells you how much borrowing varies across students at Bryn Athyn College.
The figures above count only the students own federal loans. Adding PLUS loans (borrowed by parents or graduate students) gives a fuller picture of total borrowing at Bryn Athyn College.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 58 | $19,083 |
| Completed (graduates) | 23 | $18,000 |
| Did not complete | 35 | $20,073 |
Completers face an estimated standard 10-year monthly payment on their PLUS-inclusive debt of roughly $214.04/mo.
These figures turn the debt totals into a monthly repayment picture for Bryn Athyn College.
The default rate measures how many borrowers fall behind and ultimately fail to repay their federal loans. Two-year cohort default-rate data for Bryn Athyn College is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 5.0% |
| Borrowers in the cohort | 40 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $12,000 |
| Middle income | $12,175 |
| High income | $15,647 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $13,750 |
| Continuing-generation students | $12,175 |
Federal data publishes the following gap measures for Bryn Athyn College.
The Difference Between Subsidized and Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Worth Knowing
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.