by our College Data Analytics TeamHere you will find what students actually borrow to attend Buckeye Hills Career Center, including completion-adjusted borrowing and a standard repayment estimate. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at Buckeye Hills Career Center, 44% of incoming students take out a loan to help cover first-year costs, for an average of $5,971 each, across private and federal loan sources.
The average federally funded loan is $5,813. That is at or past the $5,500 federal first-year limit for the typical dependent freshman. Note that average undergraduate loan amounts shown later do not include private loans — so the full freshman figure above is not directly comparable.
Across the full undergraduate body at Buckeye Hills Career Center (freshmen included), 34% rely on federal student loans toward their education, for a typical $4,964 a year. That amounts to 14.6% lower than the freshman federal average of $5,813.
Borrowing the same amount each year would add up to roughly $9,928 across two years and $19,856 by the fourth year. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 34% |
| Average federal loan per year | $4,964 |
| Undergraduates with a federal loan | 69 |
| Total federal loans (one year) | $342,535 |
Graduating and withdrawing students at Buckeye Hills Career Center carry a median federal debt of $6,168 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $6,168 |
| Students who completed (graduates) | $8,250 |
| Students who withdrew | $2,750 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for Buckeye Hills Career Center.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $2,333 |
| 25th percentile | $3,500 |
| 75th percentile | $7,388 |
| 90th percentile (highest-debt students) | $11,629 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at Buckeye Hills Career Center.
Repayment burden translates the debt figures into what a borrower actually pays each month. Buckeye Hills Career Center.
A loan default — failing to keep up with federal student-loan payments — is one of the worst financial outcomes a borrower can face. The official Department of Education two-year default rate for Buckeye Hills Career Center is shown below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 18.7% |
| Borrowers in the cohort | 48 |
A lower default rate generally signals that graduates earn enough to manage their loan payments.
Borrowing varies by family income, by first-generation status, and by dependency status.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $6,636 |
| Middle income | $6,944 |
| High income | $4,889 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $4,278 |
| Independent students | $8,444 |
Federal data publishes the following gap measures for Buckeye Hills Career Center.
The Difference Between Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.