by our College Data Analytics TeamA lot of students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The total price of attendance at Caldwell Community College and Technical Institute can feel overpowering, but remember that the majority of students receive some sort of financial assistance.
Just what financing solutions does CCCTI deliver, and just what are you going to be eligible for? Keep scrolling for answers. Keep scrolling to learn just how much financial aid will be open to you.
The amount of financial aid and scholarships you are eligible for will vary depending on your family’s income. The figures below will help you estimate the aid you might receive from Caldwell Community College and Technical Institute.
Colleges use loans, grants, scholarships and work-study to minimize what students actually pay out of pocket. Keep in mind that certain forms of assistance are more beneficial than others, and aid amounts differ from student to student.
For incoming first-year students at Caldwell Community College and Technical Institute, 66% of new full-time first-years were awarded at least some aid (about 157 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 66% | $8,521 |
| Institutional grants & scholarships | 26% | $767 |
| Federal Pell grants | 53% | $9,000 |
| State/local grants | 45% | $1,310 |
| Federal student loans | 0% | — |
The best aid is gift aid: grants and scholarships that carry no repayment obligation. At CCCTI, approximately 38% of undergraduate students received gift aid averaging $8,334 (among about 1429 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 38% | $8,334 |
| Federal Pell grants | 31% | $9,069 |
| Federal student loans | 0% | — |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $9,378.
Since aid is largely need-based, the real cost of attendance falls steeply for lower-income families.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $4,961 |
| $30,001 – $75,000 | $6,119 |
| Over $75,000 | $9,407 |
The numbers above are post-aid net prices, so they already account for grants and scholarships.
The net price strips out grant and scholarship aid from the sticker price to show roughly what families really pay.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $10,810 |
| Off-campus title-IV students | $5,517 |
For a personalized estimate based on your family’s financial situation, use CCCTI’s net price calculator: cccti.edu/paying-for-college/net-price-calculator/.
The middle student in the debt distribution at CCCTI owes $6,625 of cumulative federal debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $6,625 |
| Median federal debt (graduates only) | $8,750 |
| Typical 10-year monthly payment (graduates) | $92.76/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
A single median figure conceals how much debt outcomes differ student to student. The percentiles below describe the cumulative federal debt distribution for borrowers at CCCTI.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $1,000 |
| 25th percentile | $2,000 |
| 75th percentile | $9,500 |
| 90th percentile (highest-debt students) | $16,500 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $9,086 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $3,750 |
| Independent students | $9,500 |
The figure below distills the debt data into a single burden category for CCCTI.
Stafford loans make up the bulk of federal direct lending to undergraduates. These figures summarize annual Stafford program activity at CCCTI:
| Metric | Value |
|---|---|
| Stafford loan recipients | 3610 |
| Total Stafford loan amount | $49,162,985 |
Veterans and active-duty service members may qualify for the Post-9/11 GI Bill or DoD Tuition Assistance.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 30 |
| Total GI Bill amount | $41,821 |
| Average GI Bill amount per recipient | $1,394 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 4 |
| Total DoD amount | $5,624 |
| Average DoD amount per recipient | $1,406 |
References
More about our data sources and methodologies.