by our College Data Analytics TeamThe majority of students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at California Baptist University can sound overpowering, but remember that the majority of students get some type of financial assistance.
What financial aid options can Cal Baptist offer, and what will you qualify for? Keep reading for more information. Keep going to discover just how much financial aid could be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. The figures below will help you estimate the aid you might receive from California Baptist University.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Note that some aid is more valuable than the rest, and individual awards are far from uniform.
For freshmen starting at California Baptist University, 99% of the incoming full-time class was awarded financial aid roughly 1247 new students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 99% | $26,743 |
| Institutional grants & scholarships | 99% | $19,969 |
| Federal Pell grants | 44% | $5,774 |
| State/local grants | 47% | $8,082 |
| Federal student loans | 60% | $5,214 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. At Cal Baptist, approximately 95% of undergraduates were awarded an average grant or scholarship of $21,853 (covering around 7739 awardees).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 95% | $21,853 |
| Federal Pell grants | 42% | $5,685 |
| Federal student loans | 61% | $7,418 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $27,753.
Because need-based aid scales with family income, what students actually pay differs sharply across income brackets.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $24,024 |
| $30,001 – $75,000 | $24,081 |
| Over $75,000 | $32,072 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
After grants and scholarships come off the published price, what remains is the net price — the best estimate of true out-of-pocket cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $26,285 |
| Off-campus title-IV students | $27,384 |
To get a personalized net price estimate, try Cal Baptist’s NPC: calbaptist.studentaidcalculator.com/welcome.aspx.
A typical borrower at Cal Baptist leaves with $20,500 in federal student debt.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $20,500 |
| Median federal debt (graduates only) | $26,063 |
| Typical 10-year monthly payment (graduates) | $276.31/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
The numbers below show the full range, not just the middle of the distribution. The percentiles below describe the cumulative federal debt distribution for borrowers at Cal Baptist.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,250 |
| 25th percentile | $9,500 |
| 75th percentile | $31,000 |
| 90th percentile (highest-debt students) | $42,800 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
By Family Income
| Income tier | Median federal debt |
|---|---|
| Low income | $21,500 |
| Middle income | $21,542 |
| High income | $19,000 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $21,000 |
| Continuing-generation students | $19,500 |
By Dependency Status
| Cohort | Median federal debt |
|---|---|
| Dependent students | $18,325 |
| Independent students | $25,062 |
A handful of calculated indicators summarize the debt outlook at Cal Baptist.
The Stafford loan program is the largest source of federal direct loans to undergraduates. These figures summarize annual Stafford program activity at Cal Baptist:
| Metric | Value |
|---|---|
| Stafford loan recipients | 34756 |
| Total Stafford loan amount | $1,052,720,330 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 338 |
| Total GI Bill amount | $7,796,703 |
| Average GI Bill amount per recipient | $23,067 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 58 |
| Total DoD amount | $176,500 |
| Average DoD amount per recipient | $3,043 |
References
More about our data sources and methodologies.