by our College Data Analytics TeamThis page focuses on the debt students take on to attend California Career Institute, including completion-adjusted borrowing and a standard repayment estimate. These figures are reported by the Department of Education and IPEDS.
Looking at all undergraduates at California Career Institute, freshmen included, 77% use federal student loans to help pay for their education, with a mean of $7,616 in federal loans per year.
Borrowing the same amount each year would add up to roughly $15,232 in two years and roughly $30,464 after four. These projections assume the same federal borrowing each year and exclude private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 77% |
| Average federal loan per year | $7,616 |
| Undergraduates with a federal loan | 572 |
| Total federal loans (one year) | $4,356,158 |
The median student at California Career Institute borrows $17,363 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $17,363 |
| Students who completed (graduates) | $17,363 |
| Students who withdrew | $9,500 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for California Career Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $4,750 |
| 25th percentile | $7,600 |
| 75th percentile | $17,363 |
| 90th percentile (highest-debt students) | $17,363 |
The gap between the 10th and 90th percentile is the clearest single measure of how widely borrowing varies at California Career Institute.
Repayment burden translates the debt figures into what a borrower actually pays each month. California Career Institute.
Borrowing varies by family income, by first-generation status, and by dependency status.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $17,363 |
First-Gen vs Continuing-Gen Borrowing
| Cohort | Median federal debt |
|---|---|
| First-generation students | $17,363 |
| Continuing-generation students | $10,368 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $10,368 |
| Independent students | $17,363 |
Federal data publishes the following gap measures for California Career Institute.
Subsidized and Unsubsidized Loans
Unsubsidized federal student loans accrue interest every month — even while you are still enrolled. Unless you pay that interest as it builds, the balance you owe at graduation can be noticeably higher than the amount you originally borrowed.
Did You Know?
Federal student loans are not discharged in bankruptcy in all but the rarest cases, and the government can withhold part of your income or tax refund if you default.
References
More about our data sources and methodologies.