by our College Data Analytics TeamHere you will find what students actually borrow to attend California Institute of Medical Science— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
Counting every undergraduate at California Institute of Medical Science, 31% rely on federal student loans toward their education, for a typical $3,721 each per year.
Carrying that yearly figure forward comes to roughly $7,442 in two years and roughly $14,884 over a four-year span. The estimate holds federal borrowing constant and does not count private or Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 31% |
| Average federal loan per year | $3,721 |
| Undergraduates with a federal loan | 22 |
| Total federal loans (one year) | $81,856 |
The middle borrower at California Institute of Medical Science owes $5,388 of cumulative federal debt.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $5,388 |
| Students who completed (graduates) | $6,670 |
| Students who withdrew | $3,546 |
Debt carried by students who withdrew is a key risk signal — these borrowers owe money without having earned the credential.
Repayment burden translates the debt figures into what a borrower actually pays each month. California Institute of Medical Science.
The Difference Between Subsidized and Unsubsidized Loans
With an unsubsidized loan, interest starts adding up the day the loan is disbursed, including during school. Subsidized loans, by contrast, do not accrue interest while you are enrolled at least half-time, which makes them the less expensive option when you qualify.
Did You Know?
Unlike most other debt, federal student loans generally survive bankruptcy — and unpaid balances can lead to wage garnishment — so borrow only what you truly need.
References
More about our data sources and methodologies.