by our College Data Analytics TeamThe majority of students will not be asked to pay the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The sum total of attendance at California State University Maritime Academy can sound tremendous, but do not forget that almost all students get some type of financial help.
What financial assistance options will Cal Maritime offer, and what will you qualify for? Read on for more information. Keep going to find out just how much financial aid will be open to you.
The amount of financial aid you can receive varies from person to person and will depend on your family’s economic situation. The figures below will help you estimate the aid you might receive from California State University Maritime Academy.
Aid such as grants, loans, work-study, and scholarships helps colleges decrease the real cost of attendance for most students. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at California State University Maritime Academy, 68% of new full-time first-years were awarded at least some aid some 97 freshmen).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 51% | $11,038 |
| Institutional grants & scholarships | 33% | $7,052 |
| Federal Pell grants | 18% | $5,938 |
| State/local grants | 37% | $5,841 |
| Federal student loans | 35% | $5,496 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. Here, some 56% of undergraduates were awarded grant or scholarship aid averaging $11,318 (among about 429 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 56% | $11,318 |
| Federal Pell grants | 25% | $6,335 |
| Federal student loans | 39% | $6,849 |
For students living on campus and receiving title-IV aid, grants averaged $9,298.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $11,583 |
| $30,001 – $75,000 | $15,148 |
| Over $75,000 | $23,416 |
Remember these are net prices — what families pay after gift aid, not before.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $20,555 |
| Off-campus title-IV students | $17,555 |
For a customized cost estimate, visit Cal Maritime’s official net price calculator: www2.calstate.edu/attend/paying-for-college/Pages/csu-costs.aspx.
The median federal debt load at Cal Maritime comes to $16,889 of federal student loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $16,889 |
| Median federal debt (graduates only) | $24,965 |
| Typical 10-year monthly payment (graduates) | $264.67/mo |
Under a standard ten-year plan, the median graduate’s monthly payment lands near the figure above.
Percentiles reveal the spread — half of all borrowers fall between the 25th and 75th percentiles. The percentiles below describe the cumulative federal debt distribution for borrowers at Cal Maritime.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $5,500 |
| 25th percentile | $8,750 |
| 75th percentile | $29,197 |
| 90th percentile (highest-debt students) | $43,190 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Median Debt by Income Bracket
| Income tier | Median federal debt |
|---|---|
| Low income | $16,356 |
| Middle income | $15,459 |
| High income | $17,534 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $16,500 |
| Continuing-generation students | $17,433 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $16,500 |
| Independent students | $22,242 |
The figure below distills the debt data into a single burden category for Cal Maritime.
Stafford loans are the federal government’s primary direct undergraduate lending program. The totals below capture Stafford lending at Cal Maritime:
| Metric | Value |
|---|---|
| Stafford loan recipients | 2313 |
| Total Stafford loan amount | $40,809,151 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
Post-9/11 GI Bill activity
| Metric | Value |
|---|---|
| GI Bill recipients | 22 |
| Total GI Bill amount | $238,315 |
| Average GI Bill amount per recipient | $10,833 |
Active-duty Tuition Assistance recipients
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 1 |
| Total DoD amount | $6,000 |
| Average DoD amount per recipient | $6,000 |
References
More about our data sources and methodologies.