by our College Data Analytics TeamHere you will find what students actually borrow to attend California Nurses Educational Institute— how much they borrow, how that debt is spread across the student body, and what it costs to pay back. All figures come from the U.S. Department of Education and IPEDS.
For incoming students at California Nurses Educational Institute, 68% of first-year students take on loan debt, averaging $8,922 per borrower, covering both private and federal loans.
The average federal loan is $8,922. This meets or exceeds the $5,500 cap on first-year federal borrowing for the typical dependent freshman. Be aware: the undergraduate-wide averages below exclude private loans, while this freshman number includes them.
Across the full undergraduate body at California Nurses Educational Institute (freshmen included), 47% use federal student loans to help pay for their education, borrowing on average $8,799 in federal loans per year. This is 1.4% smaller than the $8,922 freshmen take on.
At a steady annual pace, that totals around $17,598 over two years and about $35,196 by the fourth year. This projection keeps yearly federal borrowing flat and excludes private and Parent PLUS loans.
| Undergraduate federal borrowing | Value |
|---|---|
| Share using federal loans | 47% |
| Average federal loan per year | $8,799 |
| Undergraduates with a federal loan | 152 |
| Total federal loans (one year) | $1,337,435 |
Graduating and withdrawing students at California Nurses Educational Institute carry a median federal debt of $14,750 in federal borrowing.
| Borrower group | Median federal debt |
|---|---|
| All federal borrowers | $14,750 |
| Students who completed (graduates) | $16,941 |
| Students who withdrew | $5,125 |
Withdrawn-student debt matters because those borrowers carry the loans without the degree that helps repay them.
Half of all borrowers fall between the 25th and 75th percentiles shown below for California Nurses Educational Institute.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,900 |
| 25th percentile | $7,761 |
| 75th percentile | $18,541 |
| 90th percentile (highest-debt students) | $18,541 |
The spread between the lowest- and highest-debt deciles summarizes how variable outcomes are at California Nurses Educational Institute.
PLUS loans — taken out by parents or graduate students — add to the total cost of attendance financed by debt at California Nurses Educational Institute.
| Group | Borrowers | Median debt incl. PLUS |
|---|---|---|
| All borrowers | 24 | $7,000 |
The indicators below describe what the typical debt costs to pay back at California Nurses Educational Institute.
Defaulting means failing to repay a federal student loan, which carries serious credit consequences. The official Department of Education two-year default rate for California Nurses Educational Institute appears below.
| Metric | Value |
|---|---|
| 2-year cohort default rate | 12.2% |
| Borrowers in the cohort | 49 |
The cohort default rate tracks borrowers who entered repayment in a given year and defaulted within the two-year measurement window.
Median debt differs by income tier, first-generation status, and whether the student is financially dependent.
Borrowing by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $16,070 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $12,000 |
| Independent students | $19,637 |
The Department of Education computes gap indicators that show how borrowing differs between student groups at California Nurses Educational Institute.
Subsidized vs. Unsubsidized Loans
Subsidized loans pause interest while you are in school; unsubsidized loans do not. That difference compounds over four years, so the type of loan you take matters as much as the amount.
Did You Know?
Declaring bankruptcy does not erase federal student loan debt. If you stop paying, the federal government can garnish a portion of your wages until the loans are repaid.
References
More about our data sources and methodologies.