by our College Data Analytics TeamMost students will not be asked to pay the complete price tag of a school. Rather, they are presented a financial aid deal that includes a mix of loans, grants, scholarships, and possibly work-study opportunities. The sum total of attendance at California State University-Channel Islands can sound overwhelming, but bear in mind that many students get some type of financial aid.
Just what financial assistance solutions will CSUCI provide, and just what are you going to be eligible for? Read on for answers. Keep going to see what amount of financial assistance could be accessible to you.
How much aid you qualify for depends largely on your family’s financial circumstances. Read on to get a sense of the financial assistance available at California State University-Channel Islands.
Financial assistance, available as scholarships, loans, and work-study, is a way schools lower the price of attendance so many students can enroll. Some kinds of aid are clearly preferable to others, and outcomes differ across students.
Looking at the entering class at California State University-Channel Islands, 83% of first-time, full-time freshmen received some form of financial aid approximately 461 first-years).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 79% | $12,528 |
| Institutional grants & scholarships | 61% | $6,656 |
| Federal Pell grants | 52% | $5,995 |
| State/local grants | 74% | $3,719 |
| Federal student loans | 28% | $4,614 |
Because grants and scholarships do not have to be repaid, they are the most sought-after type of financial aid. Across the undergraduate body at CSUCI, approximately 70% of undergraduate students received gift aid averaging $11,546 (across roughly 3693 students).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 70% | $11,546 |
| Federal Pell grants | 47% | $5,299 |
| Federal student loans | 24% | $7,035 |
For students living on campus and receiving title-IV aid, grants averaged $13,712.
The figures below show the average net price — cost after all grant and scholarship aid — broken out by family income.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $7,187 |
| $30,001 – $75,000 | $8,251 |
| Over $75,000 | $18,493 |
These figures reflect what title-IV aid recipients pay after grant and scholarship aid is applied.
Net price is the average annual cost after grants and scholarships are subtracted from the published cost of attendance — the figure closest to what a typical aid-receiving student actually pays.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $9,849 |
| Off-campus title-IV students | $9,792 |
For a customized cost estimate, visit CSUCI’s official net price calculator: www2.calstate.edu/attend/paying-for-college/Pages/csu-costs.aspx.
The median student at CSUCI graduates with $12,500 in federal loans.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,500 |
| Median federal debt (graduates only) | $15,000 |
| Typical 10-year monthly payment (graduates) | $159.02/mo |
At a typical 10-year repayment schedule, the median graduate would pay about the monthly figure above.
A single median figure conceals how much debt outcomes differ student to student. These percentiles trace how cumulative federal debt is spread among borrowers at CSUCI.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,678 |
| 25th percentile | $5,500 |
| 75th percentile | $21,883 |
| 90th percentile (highest-debt students) | $30,500 |
Debt outcomes are not uniform — they shift with income, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $12,000 |
| High income | $12,000 |
By First-Generation Status
| Cohort | Median federal debt |
|---|---|
| First-generation students | $12,500 |
| Continuing-generation students | $12,500 |
Dependency-Status Comparison
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,287 |
| Independent students | $13,979 |
A handful of calculated indicators summarize the debt outlook at CSUCI.
Stafford loans are the federal government’s primary direct undergraduate lending program. These figures summarize annual Stafford program activity at CSUCI:
| Metric | Value |
|---|---|
| Stafford loan recipients | 13253 |
| Total Stafford loan amount | $216,865,590 |
Military-affiliated students can tap the Post-9/11 GI Bill and DoD Tuition Assistance.
Post-9/11 GI Bill recipients
| Metric | Value |
|---|---|
| GI Bill recipients | 83 |
| Total GI Bill amount | $412,054 |
| Average GI Bill amount per recipient | $4,965 |
DoD program volume
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 2 |
| Total DoD amount | $6,000 |
| Average DoD amount per recipient | $3,000 |
References
More about our data sources and methodologies.