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How Affordable Is California State University-Long Beach?

This guide covers the real cost of attending California State University-Long Beach, covering the cost range, projected degree costs, net price, debt at graduation, default rates, and aid distribution patterns.

$20,310.00 Cost of Attendance
$10,440.00 Avg Net Price
$12,227.00 Median Grad Debt

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The Cost of Attending California State University-Long Beach?

Attendance costs at California State University-Long Beach varied between $20,310.00 ranging to $32,910.00 based on in-state versus out-of-state status.

In-state residents qualified for the lower cost, with out-of-state students paying more: around $20,310.00 in-state compared with $32,910.00 for those paying out-of-state rates.

Below, the published cost is shown three ways — the full sticker price with no aid, the net price after the average grant package, and the net price for low-income students who typically receive the most aid.

The Full Cost for Residents (no aid)

Tuition and fees $7,350.00
+ Room, board & other expenses $12,960.00
Total cost $20,310.00
That is 6% above the national average net price.

What Students Actually Pay — Residents (with average aid)

Total cost $20,310.00
− Grants and scholarships −$12,239.00
Net price $8,071.00
That is 58% below the national average net price.

What Low-Income Students Pay — Residents

Total cost $20,310.00
− Grants and scholarships −$15,496.00
Net price $4,814.00
That is 75% below the national average net price.

Cost for Non-Residents (no aid)

Tuition and fees $19,950.00
+ Room, board & other expenses $12,960.00
Total cost $32,910.00
That is 71% above the national average net price.

Average Net Price for Non-Residents (with average aid)

Total cost $32,910.00
− Grants and scholarships −$12,239.00
Net price $20,671.00
That is 7% above the national average net price.

Average Net Price for Low-Income Non-Residents

Total cost $32,910.00
− Grants and scholarships −$15,496.00
Net price $17,414.00
That is 10% below the national average net price.
Want the line-by-line detail? Dig into tuition and fees plus living costs.

The Long-Run Cost of a Degree at California State University-Long Beach

The reported cost series has been increasing by around 2.2% a year, so a full degree will cost more than a single year — the tables below carry that forward. These tables carry the cost across a degree for three cases: low-income w/ aid, average aid, and no aid. Loan figures amortise the projected total over ten years at 6.8%.

In-State Projected Costs

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.2% 2.2% 2.2%
Freshman year $4,918.00 $8,246.00 $20,749.00
Senior year $5,244.00 $8,792.00 $22,124.00
Total 4-year net price $20,320.00 $34,067.00 $85,727.00
10-year loan interest @ 6.8% $7,741.00 $12,978.00 $32,659.00
Total monthly payment $234.00 $392.00 $987.00
Total amount paid $28,061.00 $47,046.00 $118,386.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.2% 2.2% 2.2%
Freshman year $4,918.00 $8,246.00 $20,749.00
Senior year $5,024.00 $8,424.00 $21,198.00
Total 2-year net price $9,943.00 $16,669.00 $41,947.00
10-year loan interest @ 6.8% $3,788.00 $6,350.00 $15,980.00
Total monthly payment $114.00 $192.00 $483.00
Total amount paid $13,730.00 $23,020.00 $57,927.00

For Out-of-State Students

Projected 4-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.2% 2.2% 2.2%
Freshman year $17,791.00 $21,118.00 $33,622.00
Senior year $18,970.00 $22,518.00 $35,850.00
Total 4-year net price $73,503.00 $87,251.00 $138,911.00
10-year loan interest @ 6.8% $28,002.00 $33,239.00 $52,920.00
Total monthly payment $846.00 $1,004.00 $1,599.00
Total amount paid $101,506.00 $120,491.00 $191,831.00
Projected 2-year net costs Low Income w/ Aid w/ Average Aid No Aid
Annual growth rate 2.2% 2.2% 2.2%
Freshman year $17,791.00 $21,118.00 $33,622.00
Senior year $18,175.00 $21,575.00 $34,348.00
Total 2-year net price $35,966.00 $42,692.00 $67,970.00
10-year loan interest @ 6.8% $13,702.00 $16,264.00 $25,894.00
Total monthly payment $414.00 $491.00 $782.00
Total amount paid $49,667.00 $58,957.00 $93,864.00

See the full net-price breakdown in the net price section below.

Net Price at California State University-Long Beach

The net price figure shows the cost after grants and scholarships are deducted. For most prospective students, net price gives a more realistic estimate than sticker tuition.

Average net price (on-campus) $10,440.00
Average net price (off-campus) $8,931.00

What families actually pay shifts with income, since need-based grants are larger for lower-income students. The figures below give average net price by income bracket:

Family income Average net price
Under $30,000 $5,477.00
$30,000 to $48,000 $6,191.00
$48,001 to $75,000 $9,063.00
$75,001 to $110,000 $12,787.00
Over $110,000 $18,575.00

Use California State University-Long Beach Net Price Calculator, or check with the financial aid office.

Dig into how aid is awarded on the financial aid breakdown.

Debt at Graduation from California State University-Long Beach

The median graduating debt at California State University-Long Beach stands at $12,227.00, which the Department of Education classifies as a Low ($10-20k) debt-load classification.

The percentile spread of debt at graduation is shown below:

Percentile Debt at graduation
10th $3,500.00
25th $5,500.00
Median (50th) $12,227.00
75th $23,500.00
90th $31,000.00

The gap between 10th and 90th percentile borrowers gives a sense of how uneven debt outcomes are.

For the full borrowing and repayment picture, see the student loan debt page.

How Income Shapes Debt at California State University-Long Beach

Student debt at graduation is not evenly distributed across income levels. The table below divides borrowers into three income tiers:

Family income Median debt at graduation
Low income $12,000.00
Middle income $11,000.00
High income $13,646.00

Debt by First-Generation Status at California State University-Long Beach

First-generation college students often carry different debt loads than their continuing-generation peers.

Student group Median debt at graduation
First-generation students $11,961.00
Continuing-generation students $13,597.00

Pell Grant Recipients and Debt at California State University-Long Beach

The Pell Grant is the main federal need-based award for undergraduates. Contrasting Pell and non-Pell borrowers shows how need shapes debt.

The Pell vs non-Pell debt gap at California State University-Long Beach amounts to $-894.00.

Default Rates and Repayment at California State University-Long Beach

The default-rate category at California State University-Long Beach is Low (<5%).

Window Cohort default rate
2-year 4.3%

To put the rates in context, Stafford loans at California State University-Long Beach amount to $1,417,494,592.00 spread across 75,427 student borrowers.

Veteran Education Benefits at California State University-Long Beach

Veteran and active-military students often access dedicated federal aid programs like the Post-9/11 GI Bill and DoD tuition assistance.

GI Bill recipients 314
Avg GI Bill amount $4,520.00
DoD Tuition Assistance recipients 26
Avg DoD Tuition Assistance $1,903.00

Explore GI Bill and military aid in detail on the college veterans page.

Further Questions to Ask

Use the figures above as a launch point, then think through California State University-Long Beach, think through the questions below:

Keep Researching on California State University-Long Beach

Use the pages below to go deeper on a specific part of the cost story:

Data sources. Figures on this page draw from the U.S. Department of Education College Scorecard, the Integrated Postsecondary Education Data System (IPEDS), and MediaFactual editorial review. Net-price calculator and financial-aid office links are taken from the institution’s own published data.

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