by our College Data Analytics TeamMost students will never be charged the full, advertised sticker price of a school. Instead, they will be given a financial aid offer that will include a combination of scholarships, grants, loans, and work-study. The price tag of going to California State University-San Bernardino can appear tremendous, but do not forget that almost all students obtain some kind of financial help.
Just what financing solutions does CSUSB provide, and just what are you going to be eligible for? Keep scrolling for answers. Scroll down to learn just how much financial aid will be open to you.
Your financial aid package, which may contain grants and scholarships, will be determined on your financial need. Read on to get a sense of the financial assistance available at California State University-San Bernardino.
Financial aid, in the form of loans, grants, work-study, and scholarships, is one way colleges reduce the cost of attendance so most students can actually afford to attend. Bear in mind that not all aid is equal, and the amount any one student receives can vary widely.
For incoming first-year students at California State University-San Bernardino, 91% of the incoming full-time class was awarded financial aid some 1965 incoming students).
| Type of Aid | % of Freshmen Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 89% | $12,167 |
| Institutional grants & scholarships | 65% | $5,634 |
| Federal Pell grants | 69% | $6,284 |
| State/local grants | 78% | $3,330 |
| Federal student loans | 18% | $4,597 |
Gift aid — grants and scholarships — beats loans every time because none of it has to be repaid. At this school, some 78% of undergraduates were awarded an average grant or scholarship of $11,433 (among about 12490 recipients).
| Award | % of Undergrads Receiving | Average Amount |
|---|---|---|
| Grant or scholarship aid (all sources) | 78% | $11,433 |
| Federal Pell grants | 58% | $5,643 |
| Federal student loans | 24% | $6,667 |
Among title-IV aid recipients living on campus, grant and scholarship aid averaged $12,863.
Need-based aid means lower-income families typically pay far less than the sticker price suggests.
| Family Income | Average Net Price |
|---|---|
| $0 – $48,000 | $3,703 |
| $30,001 – $75,000 | $5,306 |
| Over $75,000 | $13,212 |
Each amount is the average cost remaining once grant aid is subtracted, by income band.
Net price is the cost remaining after grant and scholarship aid is subtracted from the sticker price, and it is the most useful single number for estimating real cost.
| Cohort | Average Net Price |
|---|---|
| On-campus title-IV students | $4,564 |
| Off-campus title-IV students | $5,918 |
For an estimate tailored to your family circumstances, see CSUSB’s NPC: www2.calstate.edu/attend/paying-for-college/Pages/csu-costs.aspx.
A typical borrower at CSUSB leaves with $12,445 of federal borrowing.
| Metric | Amount |
|---|---|
| Median federal debt (all student-aid borrowers) | $12,445 |
| Median federal debt (graduates only) | $14,715 |
| Typical 10-year monthly payment (graduates) | $156.0/mo |
The 10-year payment estimate assumes a standard federal repayment plan and the median graduate debt amount.
The median alone does not show how widely outcomes vary across the student body. The figures below chart the debt distribution at CSUSB.
| Percentile | Cumulative Federal Debt |
|---|---|
| 10th percentile (lowest-debt students) | $3,500 |
| 25th percentile | $5,500 |
| 75th percentile | $23,776 |
| 90th percentile (highest-debt students) | $32,239 |
The figures below break down median federal debt by income tier, first-generation status, and dependency.
Debt by Income Tier
| Income tier | Median federal debt |
|---|---|
| Low income | $12,500 |
| Middle income | $11,000 |
| High income | $14,253 |
First-Generation Comparison
| Cohort | Median federal debt |
|---|---|
| First-generation students | $11,870 |
| Continuing-generation students | $14,715 |
Dependent vs Independent Students
| Cohort | Median federal debt |
|---|---|
| Dependent students | $11,000 |
| Independent students | $13,699 |
A handful of calculated indicators summarize the debt outlook at CSUSB.
Stafford loans make up the bulk of federal direct lending to undergraduates. Below is the annual Stafford program activity at CSUSB:
| Metric | Value |
|---|---|
| Stafford loan recipients | 50613 |
| Total Stafford loan amount | $1,187,683,463 |
GI Bill and DoD Tuition Assistance are the two federal aid programs targeted at military-affiliated students.
GI Bill volume
| Metric | Value |
|---|---|
| GI Bill recipients | 110 |
| Total GI Bill amount | $587,816 |
| Average GI Bill amount per recipient | $5,344 |
DoD Tuition Assistance activity
| Metric | Value |
|---|---|
| DoD Tuition Assistance recipients | 9 |
| Total DoD amount | $16,464 |
| Average DoD amount per recipient | $1,829 |
References
More about our data sources and methodologies.